Skip to main content

Area data

Fort wayne, IN — ZIP 46809

Population: 8,589 (Census ACS)

The median home value in ZIP 46809 (Fort wayne, IN) is $193,061 — up 5.8% over the past year. Homes sell for a median $229,150 after a median 16 days on market. Typical rent runs $1,213/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with inlandflooding, lightning, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$193,061

Median home value

+5.8%

1-year change

16

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$193,061
1-year appreciation
+5.8%
3-year appreciation
+18.1%
5-year appreciation
+42.6%
10-year appreciation
+146.5%
All-time peak (2026-07)
$193,061
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$229,150
Median list price
$174,900
Median price per sqft
$111
Median days on market
16 days
Homes sold (recent period)
2
For-sale inventory
22
Sale-to-list ratio
99.1%
Active listings
1
1-year forecast
+2.8%
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,213/mo
Studio fair-market rent
$770/mo
1BR fair-market rent
$790/mo
2BR fair-market rent
$960/mo
3BR fair-market rent
$1,190/mo
4BR fair-market rent
$1,300/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
2
Middle schools
1
High schools
0
Schools include
Indian Village Elementary School, Kekionga Middle School, Waynedale Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
inlandFlooding, lightning, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 2% of US counties
Buildings in wildfire direct-exposure zone
19.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Fort Wayne Reduction Dump (9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
51.0°F
Average high
61.0°F
Average low
42.0°F
Annual precipitation
40.7 in
Annual snowfall
33.8 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
267
Days with Moderate air quality
89
Highest AQI recorded (year)
129

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
11.3 / 20
Transit service frequency
398
Jobs reachable by car (30 min)
37,708
Jobs reachable by transit (45 min)
32,027

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
45
Nearest airport
Fort Wayne International Airport (FWA) (2 mi)
Nearest major airport
Fort Wayne International Airport (FWA) (2 mi)
Hospitals nearby (~15 mi)
11
Hospitals include
LUTHERAN HOSPITAL OF INDIANA, THE ORTHOPAEDIC HOSPITAL OF LUTHERAN HEALTH NETWOR, PARKVIEW REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+111 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,960
Housing built before 1970
68.5%
Housing built 2000 or later
7.2%
Median annual property tax
$1,030
Mean commute to work
23 min
Households with broadband internet
74.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
178,922
Average weekly wage
$1,108
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,285

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 46809State medianUS median
Median home value$193,061$237,170$289,727
Median sale price$229,150$238,000$325,000
Median days on market16 days38 days51 days
Typical rent$1,213/mo$1,331/mo$1,808/mo
Median annual property tax$1,030$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 46809?
$193,061.
What is the median sale price in ZIP 46809?
$229,150.
How long do homes take to sell in ZIP 46809?
Median days on market: 16 days.
What is typical rent in ZIP 46809?
Typical rent: $1,213/month.
What is the natural-hazard risk in ZIP 46809?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: inlandFlooding, lightning, strongWind, tornado, winterWeather.
What is the wildfire risk in ZIP 46809?
Risk to homes is higher than 2% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 46809?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 46809?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 46809?
3 schools (2 elementary, 1 middle) (NCES, 2022-23).
Is ZIP 46809 walkable?
Walkability index: 11.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 46809?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 46809?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Fort wayne, IN?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents