Area data
Kokomo, IN — ZIP 46901
Population: 38,082 (Census ACS)
The median home value in ZIP 46901 (Kokomo, IN) is $165,798 — up 4.4% over the past year. Homes sell for a median $106,000 after a median 11 days on market. Typical rent runs $944/month. 13 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, coldwave, hail the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$165,798
Median home value
+4.4%
1-year change
11
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $165,798
- 1-year appreciation
- +4.4%
- 3-year appreciation
- +20.6%
- 5-year appreciation
- +38.3%
- 10-year appreciation
- +112.8%
- All-time peak (2026-05)
- $165,913
- House Price Index (state)
- 367.2 (+2.9% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $106,000
- Median list price
- $110,000
- Median price per sqft
- $53
- 1-year sale-price change
- -17.3%
- Median days on market
- 11 days
- Homes sold (recent period)
- 3
- For-sale inventory
- 176
- Sale-to-list ratio
- 96.7%
- Active listings
- 5
- 1-year forecast
- +2.9%
- Days to pending
- 54 days
- New listings (monthly)
- 58
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $944/mo
- 1-year rent change
- +1.9%
- Studio fair-market rent
- $750/mo
- 1BR fair-market rent
- $937/mo
- 2BR fair-market rent
- $1,156/mo
- 3BR fair-market rent
- $1,502/mo
- 4BR fair-market rent
- $1,734/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 16.2¢/kWh
- Natural gas rate (state-level)
- $11.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 13
- Elementary schools
- 8
- Middle schools
- 3
- High schools
- 2
- Charter schools
- 1
- School districts serving the area
- Excel Center - Kokomo, Northwestern School Corp, Kokomo School Corporation
- Schools include
- Excel Center - Kokomo, Howard Elementary School, Northwestern Elementary School, Northwestern Senior High School, Northwestern Middle School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- strongWind, coldWave, hail, tornado, winterWeather
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low
- FEMA flood zone
- A08
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 1% of US counties
- Buildings in wildfire direct-exposure zone
- 21.7%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- 2
- Nearest Superfund site
- Continental Steel Corp. (4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 51.0°F
- Average high
- 61.0°F
- Average low
- 40.0°F
- Annual precipitation
- 45.2 in
- Annual snowfall
- 37.9 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 45
- Days with Good air quality
- 234
- Days with Moderate air quality
- 119
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 199
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 9.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 20,759
- Jobs reachable by transit (45 min)
- 18,728
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 38
- Nearest airport
- Hartman Farms Field (3 mi)
- Nearest major airport
- Grissom Air Reserve Base (GUS) (8 mi)
- Hospitals nearby (~15 mi)
- 2
- Hospitals include
- COMMUNITY HOWARD REGIONAL HEALTH INC., ASCENSION ST VINCENT MERCY
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- EV charging stations (within 10 mi)
- 8
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +104 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,962
- Housing built before 1970
- 59.3%
- Housing built 2000 or later
- 13.7%
- Median annual property tax
- $951
- Mean commute to work
- 20 min
- Households with broadband internet
- 68.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 30,754
- Average weekly wage
- $1,167
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 163
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 46901 | State median | US median | |
|---|---|---|---|
| Median home value | $165,798 | $237,170 | $289,727 |
| Median sale price | $106,000 | $238,000 | $325,000 |
| Median days on market | 11 days | 38 days | 51 days |
| Typical rent | $944/mo | $1,331/mo | $1,808/mo |
| Median annual property tax | $951 | $1,179 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 46901?
- $165,798.
- What is the median sale price in ZIP 46901?
- $106,000.
- How long do homes take to sell in ZIP 46901?
- Median days on market: 11 days.
- What is typical rent in ZIP 46901?
- Typical rent: $944/month.
- What is the natural-hazard risk in ZIP 46901?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, coldWave, hail, tornado, winterWeather.
- Is ZIP 46901 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A08.
- What is the wildfire risk in ZIP 46901?
- Risk to homes is higher than 1% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 46901?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 46901?
- 2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Continental Steel Corp., 4 mi.
- How many schools serve ZIP 46901?
- 13 schools (8 elementary, 3 middle, 2 high) (NCES, 2022-23).
- Is ZIP 46901 walkable?
- Walkability index: 9.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 46901?
- Good. Median AQI: 45. (EPA AQI).
- What is the cost of living in ZIP 46901?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →