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Area data

Rochester, IN — ZIP 46975

Population: 13,824 (Census ACS)

The typical home value in ZIP 46975 (Rochester, IN) is $223,786 — up 7.6% over the past year. Homes sell for a median $249,677 after a median 51 days on market. Typical rent runs $872/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, strong wind the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$223,786

Typical home value

+7.6%

1-year change

51

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$223,786
1-year appreciation
+7.6%
3-year appreciation
+17.5%
5-year appreciation
+33.6%
10-year appreciation
+101.3%
Peak value since 2000 (Sep 2026)
$223,786
House Price Index (state)
378.8 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$249,677
Median list price
$207,874
Median price per sqft
$125
1-year sale-price change
+28.4%
Median days on market
51 days
Homes sold (recent period)
35
For-sale inventory
53
Sale-to-list ratio
95.5%
Active listings
58
New listings (monthly)
14

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$872/mo
Studio fair-market rent
$774/mo
1BR fair-market rent
$790/mo
2BR fair-market rent
$1,034/mo
3BR fair-market rent
$1,232/mo
4BR fair-market rent
$1,359/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
3
Middle schools
1
High schools
2
Avg student-teacher ratio
12.8 : 1
School districts serving the area
Caston School Corporation, Rochester Community School Corp
Schools include
Caston Elementary School, Caston Jr-Sr High School, Columbia Elementary School, George M Riddle Elementary School, Rochester Community High School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, strong wind
Notable hazard ratings (county)
drought: Relatively Moderate · strong wind: Relatively Moderate · hail: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low · lightning: Relatively Low
Wildfire risk to homes (county)
Higher than 1% of US counties
Buildings in wildfire direct-exposure zone
37.6%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Lakeland Disposal Service, Inc. (19 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
51.0°F
Average high
61.0°F
Average low
41.0°F
Annual precipitation
41.3 in
Annual snowfall
19.4 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
40
Nearest airport
Fulton County Airport (RCR) (4 mi)
Nearest major airport
South Bend International Airport (SBN) (46 mi)
Hospitals in or near this ZIP
1
Hospitals include
WOODLAWN HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-27 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1968
Housing built before 1970
52.0%
Housing built 2000 or later
14.2%
Median annual property tax
$840
Mean commute to work
20 min
Households with broadband internet
74.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
4,922
Average weekly wage
$976
Top industries (by employment)
Accommodation & Food, Wholesale Trade, Finance & Insurance
Annual residential building permits (county)
64

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 46975State medianUS median
Typical home value$223,786$234,060$285,053
Median sale price$249,677$239,930$319,906
Median days on market51 days32 days48 days
Typical rent$872/mo$1,321/mo$1,803/mo
Median annual property tax$840$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 46975?
$223,786.
What is the median sale price in ZIP 46975?
$249,677.
How long do homes take to sell in ZIP 46975?
Median days on market: 51 days.
What is typical rent in ZIP 46975?
Typical rent: $872/month.
What is the natural-hazard risk in ZIP 46975?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, strong wind.
What is the wildfire risk in ZIP 46975?
Risk to homes is higher than 1% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 46975?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 46975?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 46975?
6 schools (3 elementary, 1 middle, 2 high) (NCES, 2024-25).
What is the cost of living in ZIP 46975?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

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