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Area data

Underwood, IN — ZIP 47177

Population: 1,782 (Census ACS)

The median home value in ZIP 47177 (Underwood, IN) is $262,305 — up 4.8% over the past year. Homes sell for a median $242,632 after a median 62.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strongwind, tornado, coldwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$262,305

Median home value

+4.8%

1-year change

62.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$262,305
1-year appreciation
+4.8%
3-year appreciation
+12.3%
5-year appreciation
+24.9%
10-year appreciation
+94.7%
All-time peak (2026-04)
$264,083
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$242,632
Median list price
$410,000
Median price per sqft
$167
1-year sale-price change
-1.4%
Median days on market
62.5 days
Homes sold (recent period)
4
For-sale inventory
3
Sale-to-list ratio
102.4%
Active listings
3
1-year forecast
+1.4%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$800/mo
1BR fair-market rent
$880/mo
2BR fair-market rent
$1,070/mo
3BR fair-market rent
$1,390/mo
4BR fair-market rent
$1,590/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
strongWind, tornado, coldWave, iceStorm, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 11% of US counties
Buildings in wildfire direct-exposure zone
43.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Seymour Recycling Corp. (24.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
55.8 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
52
Days with Good air quality
146
Days with Moderate air quality
208
Days with Unhealthy air quality
1
Highest AQI recorded (year)
182

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
2.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
12,967
Jobs reachable by transit (45 min)
11,468

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
27
Nearest airport
Scottsburg Airport (5 mi)
Nearest major airport
Bowman Field (LOU) (26 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
ASCENSION ST VINCENT SALEM, NORTON SCOTT HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+698 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,988
Housing built before 1970
26.5%
Housing built 2000 or later
21.6%
Median annual property tax
$1,048
Mean commute to work
31 min
Households with broadband internet
53.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
52,790
Average weekly wage
$996
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
665

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 47177State medianUS median
Median home value$262,305$237,170$289,727
Median sale price$242,632$238,000$325,000
Median days on market63 days38 days51 days
Median annual property tax$1,048$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 47177?
$262,305.
What is the median sale price in ZIP 47177?
$242,632.
How long do homes take to sell in ZIP 47177?
Median days on market: 62.5 days.
What is typical rent in ZIP 47177?
2-bedroom fair-market rent: $1,070/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 47177?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strongWind, tornado, coldWave, iceStorm, inlandFlooding.
Is ZIP 47177 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 47177?
Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 47177?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 47177?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 47177 walkable?
Walkability index: 2.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 47177?
Moderate. Median AQI: 52. (EPA AQI).
What is the cost of living in ZIP 47177?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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