Area data
Underwood, IN — ZIP 47177
Population: 1,782 (Census ACS)
The median home value in ZIP 47177 (Underwood, IN) is $262,305 — up 4.8% over the past year. Homes sell for a median $242,632 after a median 62.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strongwind, tornado, coldwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$262,305
Median home value
+4.8%
1-year change
62.5
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $262,305
- 1-year appreciation
- +4.8%
- 3-year appreciation
- +12.3%
- 5-year appreciation
- +24.9%
- 10-year appreciation
- +94.7%
- All-time peak (2026-04)
- $264,083
- House Price Index (state)
- 367.2 (+2.9% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $242,632
- Median list price
- $410,000
- Median price per sqft
- $167
- 1-year sale-price change
- -1.4%
- Median days on market
- 62.5 days
- Homes sold (recent period)
- 4
- For-sale inventory
- 3
- Sale-to-list ratio
- 102.4%
- Active listings
- 3
- 1-year forecast
- +1.4%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $800/mo
- 1BR fair-market rent
- $880/mo
- 2BR fair-market rent
- $1,070/mo
- 3BR fair-market rent
- $1,390/mo
- 4BR fair-market rent
- $1,590/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 16.2¢/kWh
- Natural gas rate (state-level)
- $11.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- strongWind, tornado, coldWave, iceStorm, inlandFlooding
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 11% of US counties
- Buildings in wildfire direct-exposure zone
- 43.1%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Seymour Recycling Corp. (24.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 55.8 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 52
- Days with Good air quality
- 146
- Days with Moderate air quality
- 208
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 182
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 2.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 12,967
- Jobs reachable by transit (45 min)
- 11,468
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 27
- Nearest airport
- Scottsburg Airport (5 mi)
- Nearest major airport
- Bowman Field (LOU) (26 mi)
- Hospitals nearby (~15 mi)
- 2
- Hospitals include
- ASCENSION ST VINCENT SALEM, NORTON SCOTT HOSPITAL
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +698 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,988
- Housing built before 1970
- 26.5%
- Housing built 2000 or later
- 21.6%
- Median annual property tax
- $1,048
- Mean commute to work
- 31 min
- Households with broadband internet
- 53.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 52,790
- Average weekly wage
- $996
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 665
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 47177 | State median | US median | |
|---|---|---|---|
| Median home value | $262,305 | $237,170 | $289,727 |
| Median sale price | $242,632 | $238,000 | $325,000 |
| Median days on market | 63 days | 38 days | 51 days |
| Median annual property tax | $1,048 | $1,179 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 47177?
- $262,305.
- What is the median sale price in ZIP 47177?
- $242,632.
- How long do homes take to sell in ZIP 47177?
- Median days on market: 62.5 days.
- What is typical rent in ZIP 47177?
- 2-bedroom fair-market rent: $1,070/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 47177?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strongWind, tornado, coldWave, iceStorm, inlandFlooding.
- Is ZIP 47177 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 47177?
- Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 47177?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 47177?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 47177 walkable?
- Walkability index: 2.8/20 (EPA Smart Location Database).
- What is the air quality in ZIP 47177?
- Moderate. Median AQI: 52. (EPA AQI).
- What is the cost of living in ZIP 47177?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →