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Area data

Modoc, IN — ZIP 47358

Population: 818 (Census ACS)

The median home value in ZIP 47358 (Modoc, IN) is $224,476 — up 12.0% over the past year. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind, tornado the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$224,476

Median home value

+12.0%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$224,476
1-year appreciation
+12.0%
3-year appreciation
+23.3%
5-year appreciation
+41.8%
10-year appreciation
+109.0%
All-time peak (2026-07)
$224,476
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
0
High schools
3
Schools include
Union Elementary School, Union Junior & High School, Indiana Digital Elementary, Indiana Digital Alternative School, Indiana Digital JR and High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind, tornado
Notable hazard ratings (county)
earthquake: Relatively Low · hail: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low · strongWind: Relatively Moderate · tornado: Relatively Moderate
Wildfire risk to homes (county)
Higher than 1% of US counties
Buildings in wildfire direct-exposure zone
34.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
43.7 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Dayton Aviation Heritage National Historical Park (56 mi)
Airports within 30 mi
28
Nearest airport
Hagerstown Airport (12 mi)
Nearest major airport
Delaware County Johnson Field (MIE) (20 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+8 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,949
Housing built before 1970
62.1%
Housing built 2000 or later
12.1%
Median annual property tax
$1,078
Mean commute to work
24 min
Households with broadband internet
31.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
5,981
Average weekly wage
$955
Top industries (by employment)
Construction, Accommodation & Food, Administrative Services
Annual residential building permits (county)
19

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 47358State medianUS median
Median home value$224,476$237,170$289,727
Median annual property tax$1,078$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 47358?
$224,476.
What is the natural-hazard risk in ZIP 47358?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind, tornado.
What is the wildfire risk in ZIP 47358?
Risk to homes is higher than 1% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 47358?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 47358?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 47358?
5 schools (2 elementary, 3 high) (NCES, 2022-23).
What is the cost of living in ZIP 47358?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents