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Area data

Bloomington, IN — ZIP 47406

Population: 8,208 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, winterweather, hail the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strongWind, winterWeather, hail, heatWave, iceStorm
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
63.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Franklin Street Groundwater Contamination (15.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
64.0°F
Average low
43.0°F
Annual precipitation
50.6 in
Annual snowfall
15.8 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
290
Days with Moderate air quality
69
Highest AQI recorded (year)
63

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
28
Nearest airport
Monroe County Airport (BMG) (6 mi)
Nearest major airport
Monroe County Airport (BMG) (6 mi)
Hospitals nearby (~15 mi)
21
Hospitals include
JOHNSON MEMORIAL HOSPITAL, HENDRICKS REGIONAL HEALTH, INDIANA UNIVERSITY HEALTH BLOOMINGTON HOSPITAL
Avg hospital rating (CMS)
4.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
36
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
2,013
Housing built before 1970
28.6%
Housing built 2000 or later
66.7%
Mean commute to work
13 min
Households with broadband internet
73.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
50,374
Average weekly wage
$1,010
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
185

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the natural-hazard risk in ZIP 47406?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, winterWeather, hail, heatWave, iceStorm.
What is the wildfire risk in ZIP 47406?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 47406?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 47406?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 47406?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in ZIP 47406?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents