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Area data

Derby, IN — ZIP 47525

Population: 235 (Census ACS)

The median home value in ZIP 47525 (Derby, IN) is $234,357 — up 5.9% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with icestorm, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$234,357

Median home value

+5.9%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$234,357
1-year appreciation
+5.9%
3-year appreciation
+16.8%
5-year appreciation
+34.8%
10-year appreciation
+99.6%
All-time peak (2026-07)
$234,357
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
iceStorm, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 16% of US counties
Buildings in wildfire direct-exposure zone
67.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Green River Disposal, Inc. (24 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
67.0°F
Average low
48.0°F
Annual precipitation
51.1 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
318
Days with Moderate air quality
37
Highest AQI recorded (year)
112

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
2
Nearest national park
Lincoln Boyhood National Memorial (24 mi)
National parks include
Lincoln Boyhood National Memorial, Abraham Lincoln Birthplace National Historical Park
Airports within 30 mi
10
Nearest airport
Perry County Municipal Airport (7 mi)
Nearest major airport
Godman Army Air Field (FTK) (33 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-67 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,967
Housing built before 1970
55.8%
Housing built 2000 or later
26.6%
Median annual property tax
$817
Households with broadband internet
84.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
5,113
Average weekly wage
$985
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
8

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 47525State medianUS median
Median home value$234,357$237,170$289,727
Median annual property tax$817$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 47525?
$234,357.
What is the natural-hazard risk in ZIP 47525?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind.
What is the wildfire risk in ZIP 47525?
Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 47525?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 47525?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 47525?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 47525?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents