Area data
Southgate, MI — ZIP 48195
Population: 29,366 (Census ACS)
The median home value in ZIP 48195 (Southgate, MI) is $198,158 — up 2.7% over the past year. Homes sell for a median $203,750 after a median 15 days on market. Typical rent runs $1,499/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, icestorm, inlandflooding the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).
$198,158
Median home value
+2.7%
1-year change
15
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $198,158
- 1-year appreciation
- +2.7%
- 3-year appreciation
- +12.5%
- 5-year appreciation
- +24.8%
- 10-year appreciation
- +96.7%
- All-time peak (2026-07)
- $198,158
- House Price Index (state)
- 387.5 (+5.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $203,750
- Median list price
- $220,000
- Median price per sqft
- $176
- 1-year sale-price change
- +8.7%
- Median days on market
- 15 days
- Homes sold (recent period)
- 70
- For-sale inventory
- 68
- Sale-to-list ratio
- 99.5%
- Active listings
- 28
- 1-year forecast
- +1.0%
- Days to pending
- 20 days
- New listings (monthly)
- 38
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,499/mo
- 1-year rent change
- +3.1%
- Studio fair-market rent
- $950/mo
- 1BR fair-market rent
- $1,060/mo
- 2BR fair-market rent
- $1,330/mo
- 3BR fair-market rent
- $1,620/mo
- 4BR fair-market rent
- $1,760/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.0 (100 = US avg)
- Electricity rate (state-level)
- 20.0¢/kWh
- Natural gas rate (state-level)
- $10.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 9
- Elementary schools
- 5
- Middle schools
- 1
- High schools
- 2
- Charter schools
- 1
- School districts serving the area
- Creative Montessori Academy, Southgate Community School District
- Schools include
- Creative Montessori Academy, Allen Elementary School, Beacon Day Treatment Center, Asher School, Grogan Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- coldWave, iceStorm, inlandFlooding, lightning, strongWind
- Notable hazard ratings (county)
- coastalFlooding: Relatively Low · coldWave: Very High · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively High · iceStorm: Very High
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 11% of US counties
- Buildings in wildfire direct-exposure zone
- 4.3%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- McLouth Steel Corp (3.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 52.0°F
- Average high
- 60.0°F
- Average low
- 44.0°F
- Annual precipitation
- 37.9 in
- Annual snowfall
- 23.5 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 61
- Days with Good air quality
- 70
- Days with Moderate air quality
- 272
- Days with Unhealthy air quality
- 3
- Highest AQI recorded (year)
- 226
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 70,636
- Jobs reachable by transit (45 min)
- 66,674
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- River Raisin National Battlefield Park (22 mi)
- National parks include
- River Raisin National Battlefield Park, Perry's Victory & International Peace Memorial
- Airports within 30 mi
- 20
- Nearest airport
- Detroit Metropolitan Wayne County Airport (DTW) (8 mi)
- Nearest major airport
- Detroit Metropolitan Wayne County Airport (DTW) (8 mi)
- Hospitals nearby (~15 mi)
- 18
- Hospitals include
- ST JOE MERCY HOSPITAL SYSTEM LIVONIA, BEAUMONT HOSPITAL - DEARBORN, METROPOLITAN BEHAVIORAL HEALTH
- Avg hospital rating (CMS)
- 2.0 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -7,068 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,963
- Housing built before 1970
- 60.5%
- Housing built 2000 or later
- 10.5%
- Median annual property tax
- $3,292
- Mean commute to work
- 21 min
- Households with broadband internet
- 76.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 638,129
- Average weekly wage
- $1,426
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 955
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 48195 | State median | US median | |
|---|---|---|---|
| Median home value | $198,158 | $246,351 | $289,727 |
| Median sale price | $203,750 | $265,000 | $325,000 |
| Median days on market | 15 days | 36 days | 51 days |
| Typical rent | $1,499/mo | $1,494/mo | $1,808/mo |
| Median annual property tax | $3,292 | $2,175 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 48195?
- $198,158.
- What is the median sale price in ZIP 48195?
- $203,750.
- How long do homes take to sell in ZIP 48195?
- Median days on market: 15 days.
- What is typical rent in ZIP 48195?
- Typical rent: $1,499/month.
- What is the natural-hazard risk in ZIP 48195?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, inlandFlooding, lightning, strongWind.
- Is ZIP 48195 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 48195?
- Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 48195?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 48195?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: McLouth Steel Corp, 3.6 mi.
- How many schools serve ZIP 48195?
- 9 schools (5 elementary, 1 middle, 2 high) (NCES, 2022-23).
- Is ZIP 48195 walkable?
- Walkability index: 11.8/20 (EPA Smart Location Database).
- What is the air quality in ZIP 48195?
- Moderate. Median AQI: 61. (EPA AQI).
- What is the cost of living in ZIP 48195?
- Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →