Area data
White lake, MI — ZIP 48386
Population: 17,856 (Census ACS)
The median home value in ZIP 48386 (White lake, MI) is $383,851 — up 3.0% over the past year. Homes sell for a median $352,500 after a median 30 days on market. Typical rent runs $2,027/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, icestorm, strongwind the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).
$383,851
Median home value
+3.0%
1-year change
30
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $383,851
- 1-year appreciation
- +3.0%
- 3-year appreciation
- +9.6%
- 5-year appreciation
- +21.3%
- 10-year appreciation
- +72.6%
- All-time peak (2026-07)
- $383,851
- House Price Index (state)
- 387.5 (+5.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $352,500
- Median list price
- $450,000
- Median price per sqft
- $193
- 1-year sale-price change
- -13.0%
- Median days on market
- 30 days
- Homes sold (recent period)
- 42
- For-sale inventory
- 73
- Sale-to-list ratio
- 99.1%
- Active listings
- 57
- 1-year forecast
- +1.0%
- Days to pending
- 19 days
- New listings (monthly)
- 35
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,027/mo
- Studio fair-market rent
- $1,220/mo
- 1BR fair-market rent
- $1,360/mo
- 2BR fair-market rent
- $1,710/mo
- 3BR fair-market rent
- $2,090/mo
- 4BR fair-market rent
- $2,260/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.0 (100 = US avg)
- Electricity rate (state-level)
- 20.0¢/kWh
- Natural gas rate (state-level)
- $10.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 3
- Middle schools
- 0
- High schools
- 0
- School districts serving the area
- Huron Valley Schools, Walled Lake Consolidated Schools, Waterford School District
- Schools include
- Oxbow Elementary School, Dublin Elementary, Houghton Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- coldWave, iceStorm, strongWind, tornado, heatWave
- Notable hazard ratings (county)
- coldWave: Very High · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively High · iceStorm: Very High · inlandFlooding: Relatively High
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 9% of US counties
- Buildings in wildfire direct-exposure zone
- 24.6%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Springfield Township Dump (4.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 51.0°F
- Average high
- 59.0°F
- Average low
- 43.0°F
- Annual precipitation
- 40.4 in
- Annual snowfall
- 32.8 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 41
- Days with Good air quality
- 193
- Days with Moderate air quality
- 58
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 169
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 52,066
- Jobs reachable by transit (45 min)
- 50,530
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- River Raisin National Battlefield Park (52 mi)
- Airports within 30 mi
- 25
- Nearest airport
- Oakland County International Airport (PTK) (3 mi)
- Nearest major airport
- Oakland County International Airport (PTK) (3 mi)
- Hospitals nearby (~15 mi)
- 15
- Hospitals include
- ASCENSION PROVIDENCE HOSPITAL, SOUTHFIELD AND NOVI, SURGEONS CHOICE MEDICAL CENTER, SINAI-GRACE HOSPITAL
- Avg hospital rating (CMS)
- 2.4 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -3,502 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,982
- Housing built before 1970
- 31.6%
- Housing built 2000 or later
- 23.6%
- Median annual property tax
- $3,731
- Mean commute to work
- 27 min
- Households with broadband internet
- 79.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 680,690
- Average weekly wage
- $1,465
- Top industries (by employment)
- Health Care, Professional Services, Accommodation & Food
- Annual residential building permits (county)
- 1,342
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 48386 | State median | US median | |
|---|---|---|---|
| Median home value | $383,851 | $246,351 | $289,727 |
| Median sale price | $352,500 | $265,000 | $325,000 |
| Median days on market | 30 days | 36 days | 51 days |
| Typical rent | $2,027/mo | $1,494/mo | $1,808/mo |
| Median annual property tax | $3,731 | $2,175 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 48386?
- $383,851.
- What is the median sale price in ZIP 48386?
- $352,500.
- How long do homes take to sell in ZIP 48386?
- Median days on market: 30 days.
- What is typical rent in ZIP 48386?
- Typical rent: $2,027/month.
- What is the natural-hazard risk in ZIP 48386?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, strongWind, tornado, heatWave.
- Is ZIP 48386 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 48386?
- Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 48386?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 48386?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Springfield Township Dump, 4.4 mi.
- How many schools serve ZIP 48386?
- 3 schools (3 elementary) (NCES, 2022-23).
- Is ZIP 48386 walkable?
- Walkability index: 5.5/20 (EPA Smart Location Database).
- What is the air quality in ZIP 48386?
- Good. Median AQI: 41. (EPA AQI).
- What is the cost of living in ZIP 48386?
- Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →