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Area data

Otisville, MI — ZIP 48463

Population: 4,393 (Census ACS)

The median home value in ZIP 48463 (Otisville, MI) is $250,799 — up 8.9% over the past year. Homes sell for a median $243,000 after a median 27 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, icestorm, lightning the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$250,799

Median home value

+8.9%

1-year change

27

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$250,799
1-year appreciation
+8.9%
3-year appreciation
+23.2%
5-year appreciation
+32.1%
10-year appreciation
+107.1%
All-time peak (2026-07)
$250,799
House Price Index (state)
387.5 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$243,000
Median list price
$232,000
Median price per sqft
$166
1-year sale-price change
+21.7%
Median days on market
27 days
Homes sold (recent period)
9
For-sale inventory
13
Sale-to-list ratio
100.8%
Active listings
8
1-year forecast
+1.3%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$750/mo
1BR fair-market rent
$830/mo
2BR fair-market rent
$1,060/mo
3BR fair-market rent
$1,300/mo
4BR fair-market rent
$1,410/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
0
Middle schools
1
High schools
1
Schools include
LakeVille High School, LakeVille Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, iceStorm, lightning, strongWind, tornado
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively High · inlandFlooding: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 7% of US counties
Buildings in wildfire direct-exposure zone
36.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Forest Waste Products (2.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
59.0°F
Average low
37.0°F
Annual precipitation
36.3 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
238
Days with Moderate air quality
115
Days with Unhealthy air quality
3
Highest AQI recorded (year)
178

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
10,665
Jobs reachable by transit (45 min)
14,746

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
27
Nearest airport
Grass Roots STOLport (5 mi)
Nearest major airport
Bishop International Airport (FNT) (18 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
HURLEY MEDICAL CENTER, MCLAREN FLINT, MCLAREN LAPEER REGION
Avg hospital rating (CMS)
1.8 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-612 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,971
Housing built before 1970
46.9%
Housing built 2000 or later
9.4%
Median annual property tax
$2,277
Mean commute to work
32 min
Households with broadband internet
76.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
115,052
Average weekly wage
$1,020
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
296

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 48463State medianUS median
Median home value$250,799$246,351$289,727
Median sale price$243,000$265,000$325,000
Median days on market27 days36 days51 days
Median annual property tax$2,277$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 48463?
$250,799.
What is the median sale price in ZIP 48463?
$243,000.
How long do homes take to sell in ZIP 48463?
Median days on market: 27 days.
What is typical rent in ZIP 48463?
2-bedroom fair-market rent: $1,060/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 48463?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, lightning, strongWind, tornado.
Is ZIP 48463 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 48463?
Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 48463?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 48463?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Forest Waste Products, 2.6 mi.
How many schools serve ZIP 48463?
2 schools (1 middle, 1 high) (NCES, 2022-23).
Is ZIP 48463 walkable?
Walkability index: 7.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 48463?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in ZIP 48463?
Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents