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Area data

Union, MI — ZIP 49130

Population: 1,258 (Census ACS)

The median home value in ZIP 49130 (Union, MI) is $386,000 — up 1.9% over the past year. Homes sell for a median $301,250 after a median 40.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, coldwave, hail the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$386,000

Median home value

+1.9%

1-year change

40.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$386,000
1-year appreciation
+1.9%
3-year appreciation
+4.1%
5-year appreciation
+18.3%
10-year appreciation
+65.9%
All-time peak (2026-04)
$387,842
House Price Index (state)
387.5 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$301,250
Median list price
$531,500
Median price per sqft
$273
1-year sale-price change
+31.0%
Median days on market
40.5 days
Homes sold (recent period)
4
For-sale inventory
16
Sale-to-list ratio
96.3%
Active listings
13
1-year forecast
+3.2%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$823/mo
1BR fair-market rent
$1,029/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,639/mo
4BR fair-market rent
$1,891/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strongWind, coldWave, hail
Notable hazard ratings (county)
coldWave: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low
FEMA flood zone
B
Flood risk level
Moderate
Wildfire risk to homes (county)
Higher than 5% of US counties
Buildings in wildfire direct-exposure zone
55.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Lane Street Ground Water Contamination (5.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
41.4 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
190
Days with Moderate air quality
45
Highest AQI recorded (year)
126

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
5.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
12,431
Jobs reachable by transit (45 min)
11,717

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
36
Nearest airport
Taylors Flight Park Airport (5 mi)
Nearest major airport
South Bend International Airport (SBN) (24 mi)
Hospitals nearby (~15 mi)
6
Hospitals include
SAINT JOSEPH REGIONAL MEDICAL CENTER, UNITY PHYSICIANS HOSPITAL, MEDICAL BEHAVIORAL HOSPITAL - MISHAWAKA
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
8
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-10 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,971
Housing built before 1970
48.2%
Housing built 2000 or later
14.4%
Median annual property tax
$2,784
Mean commute to work
20 min
Households with broadband internet
68.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,271
Average weekly wage
$980
Top industries (by employment)
Accommodation & Food, Other Services, Health Care
Annual residential building permits (county)
125

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 49130State medianUS median
Median home value$386,000$246,351$289,727
Median sale price$301,250$265,000$325,000
Median days on market41 days36 days51 days
Median annual property tax$2,784$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 49130?
$386,000.
What is the median sale price in ZIP 49130?
$301,250.
How long do homes take to sell in ZIP 49130?
Median days on market: 40.5 days.
What is typical rent in ZIP 49130?
2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 49130?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, coldWave, hail.
Is ZIP 49130 in a flood zone?
Moderate (FEMA NFIP). FEMA flood zone B.
What is the wildfire risk in ZIP 49130?
Risk to homes is higher than 5% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 49130?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 49130?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 49130 walkable?
Walkability index: 5.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 49130?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 49130?
Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents