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Area data

Osseo, MI — ZIP 49266

Population: 2,982 (Census ACS)

The typical home value in ZIP 49266 (Osseo, MI) is $204,967 — up 6.8% over the past year. Homes sell for a median $207,439 after a median 64 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, ice storm, lightning the top-rated hazards. Cost of living is 3.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$204,967

Typical home value

+6.8%

1-year change

64

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$204,967
1-year appreciation
+6.8%
3-year appreciation
+17.4%
5-year appreciation
+19.9%
10-year appreciation
+89.8%
Peak value since 2000 (Jul 2026)
$205,561
House Price Index (state)
400.5 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$207,439
Median list price
$334,577
Median price per sqft
$182
1-year sale-price change
-49.1%
Median days on market
64 days
Homes sold (recent period)
8
For-sale inventory
8
Sale-to-list ratio
93.0%
Active listings
5
1-year forecast
+2.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$712/mo
1BR fair-market rent
$781/mo
2BR fair-market rent
$1,022/mo
3BR fair-market rent
$1,274/mo
4BR fair-market rent
$1,343/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.2 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hail, ice storm, lightning, strong wind, tornado
Notable hazard ratings (county)
hail: Relatively Moderate · tornado: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · drought: Relatively Low
Wildfire risk to homes (county)
Higher than 5% of US counties
Buildings in wildfire direct-exposure zone
56.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
60.0°F
Average low
40.0°F
Annual precipitation
37.4 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,540
Jobs reachable by transit (45 min)
3,565

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
17
Nearest airport
Hillsdale Municipal Airport (6 mi)
Nearest major airport
Eugene F. Kranz Toledo Express Airport (TOL) (42 mi)
Hospitals in or near this ZIP
17
Hospitals include
PARKVIEW DEKALB HOSPITAL, NORTHEASTERN CENTER, CAMERON HEALTH
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-27 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1974
Housing built before 1970
45.3%
Housing built 2000 or later
15.6%
Median annual property tax
$1,403
Mean commute to work
25 min
Households with broadband internet
59.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,222
Average weekly wage
$1,032
Top industries (by employment)
Accommodation & Food, Construction, Administrative Services
Annual residential building permits (county)
99

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 49266State medianUS median
Typical home value$204,967$240,653$285,053
Median sale price$207,439$259,924$319,906
Median days on market64 days36 days48 days
Median annual property tax$1,403$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 49266?
$204,967.
What is the median sale price in ZIP 49266?
$207,439.
How long do homes take to sell in ZIP 49266?
Median days on market: 64 days.
What is typical rent in ZIP 49266?
2-bedroom fair-market rent: $1,022/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 49266?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, ice storm, lightning, strong wind, tornado.
What is the wildfire risk in ZIP 49266?
Risk to homes is higher than 5% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 49266?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 49266?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 49266 walkable?
Walkability index: 3.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 49266?
Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents