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Area data

Elberta, MI — ZIP 49628

Population: 174 (Census ACS)

The median home value in ZIP 49628 (Elberta, MI) is $267,600. Homes sell for a median $188,750 after a median 48.5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with winterweather, coldwave the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$267,600

Median home value

48.5

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$267,600
House Price Index (state)
387.5 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$188,750
Median list price
$349,900
Median price per sqft
$202
1-year sale-price change
-45.4%
Median days on market
48.5 days
Homes sold (recent period)
2
Sale-to-list ratio
88.5%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$823/mo
1BR fair-market rent
$1,029/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,639/mo
4BR fair-market rent
$1,891/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
winterWeather, coldWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Low · strongWind: Relatively Low · winterWeather: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 15% of US counties
Buildings in wildfire direct-exposure zone
85.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
54.0°F
Average low
40.0°F
Annual precipitation
35.7 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
198
Days with Moderate air quality
37
Days with Unhealthy air quality
1
Highest AQI recorded (year)
156

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
912
Jobs reachable by transit (45 min)
938

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Sleeping Bear Dunes National Lakeshore (24 mi)
Airports within 30 mi
8
Nearest airport
Frankfort Dow Memorial Field (2 mi)
Nearest major airport
Cherry Capital Airport (TVC) (34 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
PAUL OLIVER MEMORIAL HOSPITAL
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+116 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,943
Housing built before 1970
86.9%
Housing built 2000 or later
4.9%
Median annual property tax
$2,708
Households with broadband internet
68.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
4,095
Average weekly wage
$812
Top industries (by employment)
Accommodation & Food, Construction, Finance & Insurance
Annual residential building permits (county)
110

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 49628State medianUS median
Median sale price$188,750$265,000$325,000
Median days on market49 days36 days51 days
Median annual property tax$2,708$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 49628?
$267,600.
What is the median sale price in ZIP 49628?
$188,750.
How long do homes take to sell in ZIP 49628?
Median days on market: 48.5 days.
What is typical rent in ZIP 49628?
2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 49628?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: winterWeather, coldWave.
Is ZIP 49628 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 49628?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 49628?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 49628?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 49628 walkable?
Walkability index: 6.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 49628?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 49628?
Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents