Area data
Harrietta, MI — ZIP 49638
Population: 913 (Census ACS)
The median home value in ZIP 49638 (Harrietta, MI) is $204,922 — up 5.2% over the past year. Homes sell for a median $287,500 after a median 28 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with winterweather, coldwave, strongwind the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).
$204,922
Median home value
+5.2%
1-year change
28
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $204,922
- 1-year appreciation
- +5.2%
- 3-year appreciation
- +15.3%
- 5-year appreciation
- +31.7%
- 10-year appreciation
- +225.3%
- All-time peak (2026-06)
- $205,039
- House Price Index (state)
- 387.5 (+5.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $287,500
- Median list price
- $277,500
- Median price per sqft
- $280
- 1-year sale-price change
- +19.8%
- Median days on market
- 28 days
- Homes sold (recent period)
- 4
- Sale-to-list ratio
- 96.8%
- Active listings
- 3
- 1-year forecast
- +2.1%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $823/mo
- 1BR fair-market rent
- $1,029/mo
- 2BR fair-market rent
- $1,261/mo
- 3BR fair-market rent
- $1,639/mo
- 4BR fair-market rent
- $1,891/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.0 (100 = US avg)
- Electricity rate (state-level)
- 20.0¢/kWh
- Natural gas rate (state-level)
- $10.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- winterWeather, coldWave, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · hail: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Low · strongWind: Relatively Moderate
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 22% of US counties
- Buildings in wildfire direct-exposure zone
- 69.4%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Kysor Industrial Corp. (16.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 38.4 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 35
- Days with Good air quality
- 314
- Days with Moderate air quality
- 42
- Highest AQI recorded (year)
- 105
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 587
- Jobs reachable by transit (45 min)
- 1,100
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Sleeping Bear Dunes National Lakeshore (46 mi)
- Airports within 30 mi
- 10
- Nearest airport
- Eagles Landing Airport (2 mi)
- Nearest major airport
- Cherry Capital Airport (TVC) (33 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- MUNSON HEALTHCARE CADILLAC HOSPITAL
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +151 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,982
- Housing built before 1970
- 32.6%
- Housing built 2000 or later
- 18.8%
- Median annual property tax
- $1,270
- Mean commute to work
- 40 min
- Households with broadband internet
- 48.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 11,427
- Average weekly wage
- $916
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 59
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 49638 | State median | US median | |
|---|---|---|---|
| Median home value | $204,922 | $246,351 | $289,727 |
| Median sale price | $287,500 | $265,000 | $325,000 |
| Median days on market | 28 days | 36 days | 51 days |
| Median annual property tax | $1,270 | $2,175 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 49638?
- $204,922.
- What is the median sale price in ZIP 49638?
- $287,500.
- How long do homes take to sell in ZIP 49638?
- Median days on market: 28 days.
- What is typical rent in ZIP 49638?
- 2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 49638?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: winterWeather, coldWave, strongWind.
- Is ZIP 49638 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 49638?
- Risk to homes is higher than 22% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 49638?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 49638?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 49638 walkable?
- Walkability index: 5.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 49638?
- Good. Median AQI: 35. (EPA AQI).
- What is the cost of living in ZIP 49638?
- Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →