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Area data

Garden, MI — ZIP 49835

Population: 676 (Census ACS)

The median home value in ZIP 49835 (Garden, MI) is $230,231 — up 11.5% over the past year. The median sale price is $265,000. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, hail, lightning the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$230,231

Median home value

+11.5%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$230,231
1-year appreciation
+11.5%
3-year appreciation
+6.6%
5-year appreciation
+22.4%
10-year appreciation
+74.8%
All-time peak (2026-04)
$233,672
House Price Index (state)
387.5 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$265,000
Median list price
$424,500
Median price per sqft
$164
1-year sale-price change
+0.1%
Homes sold (recent period)
2
For-sale inventory
10
Sale-to-list ratio
100.0%
Active listings
7
1-year forecast
+3.6%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$823/mo
1BR fair-market rent
$1,029/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,639/mo
4BR fair-market rent
$1,891/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, hail, lightning
Notable hazard ratings (county)
coldWave: Relatively Moderate · hail: Relatively Moderate · inlandFlooding: Relatively Low · lightning: Relatively Moderate · strongWind: Relatively Low · winterWeather: Relatively Low
FEMA flood zone
C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 33% of US counties
Buildings in wildfire direct-exposure zone
61.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
166
Jobs reachable by transit (45 min)
376

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Pictured Rocks National Lakeshore (59 mi)
Airports within 30 mi
6
Nearest airport
Little Summer Island Airport (11 mi)
Nearest major airport
Delta County Airport (ESC) (25 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+77 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
37.6%
Housing built 2000 or later
25.6%
Median annual property tax
$1,710
Mean commute to work
40 min
Households with broadband internet
37.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,559
Average weekly wage
$892
Top industries (by employment)
Health Care, Accommodation & Food, Other Services
Annual residential building permits (county)
36

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 49835State medianUS median
Median home value$230,231$246,351$289,727
Median sale price$265,000$265,000$325,000
Median annual property tax$1,710$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 49835?
$230,231.
What is the median sale price in ZIP 49835?
$265,000.
What is typical rent in ZIP 49835?
2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 49835?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, hail, lightning.
Is ZIP 49835 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone C.
What is the wildfire risk in ZIP 49835?
Risk to homes is higher than 33% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 49835?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 49835?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 49835 walkable?
Walkability index: 5.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 49835?
Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents