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Area data

Cambridge, IA — ZIP 50046

Population: 1,554 (Census ACS)

The median home value in ZIP 50046 (Cambridge, IA) is $332,983 — up 2.5% over the past year. Homes sell for a median $232,500 after a median 43.5 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, tornado, winterweather the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$332,983

Median home value

+2.5%

1-year change

43.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$332,983
1-year appreciation
+2.5%
3-year appreciation
+7.4%
5-year appreciation
+30.0%
10-year appreciation
+81.2%
All-time peak (2026-07)
$332,983
House Price Index (state)
379.0 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$232,500
Median list price
$255,000
Median price per sqft
$208
1-year sale-price change
-65.0%
Median days on market
43.5 days
Homes sold (recent period)
6
For-sale inventory
7
Sale-to-list ratio
98.1%
Active listings
1
1-year forecast
+1.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,020/mo
1BR fair-market rent
$1,080/mo
2BR fair-market rent
$1,220/mo
3BR fair-market rent
$1,690/mo
4BR fair-market rent
$1,990/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Ballard East Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, tornado, winterWeather, hail, iceStorm
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively High · hail: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · lightning: Relatively Low
FEMA flood zone
C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 15% of US counties
Buildings in wildfire direct-exposure zone
26.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Des Moines TCE (22.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.3°F
Average high
59.0°F
Average low
37.3°F
Annual precipitation
40.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
26,013
Jobs reachable by transit (45 min)
23,267

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
14
Nearest airport
Bascom Field (7 mi)
Nearest major airport
Des Moines International Airport (DSM) (26 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
MARY GREELEY MEDICAL CENTER, VA CENTRAL IOWA HEALTHCARE SYSTEM, STORY COUNTY HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-650 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,971
Housing built before 1970
48.2%
Housing built 2000 or later
24.3%
Median annual property tax
$2,901
Mean commute to work
23 min
Households with broadband internet
64.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
33,301
Average weekly wage
$1,122
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
141

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 50046State medianUS median
Median home value$332,983$211,348$289,727
Median sale price$232,500$220,000$325,000
Median days on market44 days48 days51 days
Median annual property tax$2,901$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 50046?
$332,983.
What is the median sale price in ZIP 50046?
$232,500.
How long do homes take to sell in ZIP 50046?
Median days on market: 43.5 days.
What is typical rent in ZIP 50046?
2-bedroom fair-market rent: $1,220/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 50046?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, tornado, winterWeather, hail, iceStorm.
Is ZIP 50046 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone C.
What is the wildfire risk in ZIP 50046?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 50046?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 50046?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 50046?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 50046 walkable?
Walkability index: 5.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 50046?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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