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Area data

Hartford, IA — ZIP 50118

Population: 920 (Census ACS)

The median home value in ZIP 50118 (Hartford, IA) is $238,226 — up 0.5% over the past year. Homes sell for a median $235,000 after a median 9 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, lightning, strongwind the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$238,226

Median home value

+0.5%

1-year change

9

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$238,226
1-year appreciation
+0.5%
3-year appreciation
+9.8%
5-year appreciation
+22.4%
All-time peak (2026-07)
$238,226
House Price Index (state)
379.0 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$235,000
Median list price
$234,900
Median price per sqft
$233
Median days on market
9 days
Homes sold (recent period)
2
For-sale inventory
4
Sale-to-list ratio
100.0%
Active listings
2
1-year forecast
+0.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,110/mo
1BR fair-market rent
$1,160/mo
2BR fair-market rent
$1,380/mo
3BR fair-market rent
$1,880/mo
4BR fair-market rent
$1,930/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Hartford Upper Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, lightning, strongWind, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively High · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 48% of US counties
Buildings in wildfire direct-exposure zone
52.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Des Moines TCE (15.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
40.7 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
28,699
Jobs reachable by transit (45 min)
25,725

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
17
Nearest airport
Tuinstra Airfield (9 mi)
Nearest major airport
Des Moines International Airport (DSM) (15 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
VA CENTRAL IOWA HEALTHCARE SYSTEM, UNITYPOINT HEALTH - DES MOINES IOWA METHODIST MEDI, KNOXVILLE HOSPITAL & CLINICS
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+302 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,973
Housing built before 1970
40.8%
Housing built 2000 or later
11.2%
Median annual property tax
$2,412
Mean commute to work
24 min
Households with broadband internet
68.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,119
Average weekly wage
$941
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
429

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 50118State medianUS median
Median home value$238,226$211,348$289,727
Median sale price$235,000$220,000$325,000
Median days on market9 days48 days51 days
Median annual property tax$2,412$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 50118?
$238,226.
What is the median sale price in ZIP 50118?
$235,000.
How long do homes take to sell in ZIP 50118?
Median days on market: 9 days.
What is typical rent in ZIP 50118?
2-bedroom fair-market rent: $1,380/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 50118?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, lightning, strongWind, tornado.
Is ZIP 50118 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 50118?
Risk to homes is higher than 48% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 50118?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 50118?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 50118?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 50118 walkable?
Walkability index: 4.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 50118?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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