Area data
Waterloo, IA — ZIP 50701
Population: 30,232 (Census ACS)
The median home value in ZIP 50701 (Waterloo, IA) is $189,957 — up 1.8% over the past year. Homes sell for a median $175,250 after a median 20 days on market. Typical rent runs $1,013/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, strongwind, tornado the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).
$189,957
Median home value
+1.8%
1-year change
20
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $189,957
- 1-year appreciation
- +1.8%
- 3-year appreciation
- +8.5%
- 5-year appreciation
- +26.0%
- 10-year appreciation
- +49.1%
- All-time peak (2026-02)
- $191,253
- House Price Index (state)
- 379.0 (+3.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $175,250
- Median list price
- $167,250
- Median price per sqft
- $130
- 1-year sale-price change
- -9.7%
- Median days on market
- 20 days
- Homes sold (recent period)
- 8
- For-sale inventory
- 120
- Sale-to-list ratio
- 99.6%
- Active listings
- 4
- 1-year forecast
- +1.5%
- Days to pending
- 43 days
- New listings (monthly)
- 42
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,013/mo
- 1-year rent change
- +6.2%
- Studio fair-market rent
- $696/mo
- 1BR fair-market rent
- $870/mo
- 2BR fair-market rent
- $1,088/mo
- 3BR fair-market rent
- $1,415/mo
- 4BR fair-market rent
- $1,633/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.7¢/kWh
- Natural gas rate (state-level)
- $10.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 6
- Elementary schools
- 4
- Middle schools
- 2
- High schools
- 0
- Schools include
- Lou Henry Elementary School, Fred Becker Elementary School, Hoover Middle School, Kingsley Elementary School, Orange Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- drought, strongWind, tornado, winterWeather, coldWave
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively High · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 17% of US counties
- Buildings in wildfire direct-exposure zone
- 17.5%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Waterloo Coal Gasification Plant (5.1 mi — proposed for listing)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 41.5 in
- USDA plant hardiness zone
- 5a (extreme annual low -20 to -15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 53
- Days with Good air quality
- 147
- Days with Moderate air quality
- 200
- Days with Unhealthy air quality
- 3
- Highest AQI recorded (year)
- 187
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 10.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 25,284
- Jobs reachable by transit (45 min)
- 20,721
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 16
- Nearest airport
- Flyers Airport (5 mi)
- Nearest major airport
- Waterloo Regional Airport (ALO) (10 mi)
- Hospitals nearby (~15 mi)
- 3
- Hospitals include
- SARTORI MEMORIAL HOSPITAL, INC, MERCYONE WATERLOO MEDICAL CENTER, ALLEN HOSPITAL
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -466 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,970
- Housing built before 1970
- 49.4%
- Housing built 2000 or later
- 16.2%
- Median annual property tax
- $3,099
- Mean commute to work
- 14 min
- Households with broadband internet
- 68.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 62,856
- Average weekly wage
- $1,142
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 166
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 50701 | State median | US median | |
|---|---|---|---|
| Median home value | $189,957 | $211,348 | $289,727 |
| Median sale price | $175,250 | $220,000 | $325,000 |
| Median days on market | 20 days | 48 days | 51 days |
| Typical rent | $1,013/mo | $1,175/mo | $1,808/mo |
| Median annual property tax | $3,099 | $1,927 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 50701?
- $189,957.
- What is the median sale price in ZIP 50701?
- $175,250.
- How long do homes take to sell in ZIP 50701?
- Median days on market: 20 days.
- What is typical rent in ZIP 50701?
- Typical rent: $1,013/month.
- What is the natural-hazard risk in ZIP 50701?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, strongWind, tornado, winterWeather, coldWave.
- Is ZIP 50701 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 50701?
- Risk to homes is higher than 17% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 50701?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 50701?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 50701?
- 6 schools (4 elementary, 2 middle) (NCES, 2022-23).
- Is ZIP 50701 walkable?
- Walkability index: 10.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 50701?
- Moderate. Median AQI: 53. (EPA AQI).
- What is the cost of living in ZIP 50701?
- Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →