Area data
Monmouth, IA — ZIP 52309
Population: 443 (Census ACS)
The median home value in ZIP 52309 (Monmouth, IA) is $278,386 — up 13.6% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, hail, landslide the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).
$278,386
Median home value
+13.6%
1-year change
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $278,386
- 1-year appreciation
- +13.6%
- 3-year appreciation
- +24.3%
- 5-year appreciation
- +36.8%
- All-time peak (2026-07)
- $278,386
- House Price Index (state)
- 379.0 (+3.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.7¢/kWh
- Natural gas rate (state-level)
- $10.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- drought, hail, landslide, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Moderate · iceStorm: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 34% of US counties
- Buildings in wildfire direct-exposure zone
- 44.5%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 42.1 in
- USDA plant hardiness zone
- 5a (extreme annual low -20 to -15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Herbert Hoover National Historic Site (41 mi)
- Airports within 30 mi
- 13
- Nearest airport
- Maquoketa Municipal Airport (9 mi)
- Nearest major airport
- Dubuque Regional Airport (DBQ) (20 mi)
- Hospitals nearby (~15 mi)
- 1,090
- Hospitals include
- MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
- Avg hospital rating (CMS)
- 3.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +18 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,967
- Housing built before 1970
- 55.3%
- Housing built 2000 or later
- 14.2%
- Median annual property tax
- $1,291
- Mean commute to work
- 27 min
- Households with broadband internet
- 63.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 4,864
- Average weekly wage
- $838
- Top industries (by employment)
- Accommodation & Food, Construction, Finance & Insurance
- Annual residential building permits (county)
- 23
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 52309 | State median | US median | |
|---|---|---|---|
| Median home value | $278,386 | $211,348 | $289,727 |
| Median annual property tax | $1,291 | $1,927 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 52309?
- $278,386.
- What is the natural-hazard risk in ZIP 52309?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, hail, landslide, strongWind.
- What is the wildfire risk in ZIP 52309?
- Risk to homes is higher than 34% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 52309?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 52309?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the cost of living in ZIP 52309?
- Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →