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Area data

North branch, MN — ZIP 55056

Population: 14,753 (Census ACS)

The median home value in ZIP 55056 (North branch, MN) is $360,916 — up 2.1% over the past year. Homes sell for a median $365,000 after a median 29 days on market. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, strongwind the top-rated hazards. Cost of living is 2.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$360,916

Median home value

+2.1%

1-year change

29

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$360,916
1-year appreciation
+2.1%
3-year appreciation
+5.7%
5-year appreciation
+14.3%
10-year appreciation
+81.1%
All-time peak (2026-03)
$361,625
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$365,000
Median list price
$387,500
Median price per sqft
$201
1-year sale-price change
+0.7%
Median days on market
29 days
Homes sold (recent period)
60
For-sale inventory
83
Sale-to-list ratio
100.6%
Active listings
57
1-year forecast
-0.3%
Days to pending
46 days
New listings (monthly)
27

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$754/mo
1BR fair-market rent
$943/mo
2BR fair-market rent
$1,176/mo
3BR fair-market rent
$1,529/mo
4BR fair-market rent
$1,764/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.5 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
4
Middle schools
1
High schools
4
Charter schools
1
School districts serving the area
ST. CROIX RIVER EDUCATION DISTRICT, Phoenix Academy Charter School, North Branch Area Public Schools
Schools include
Chisago County Schools' Life Work C, Phoenix Academy Charter School, Norse Area Learning Center, North Branch Area High School, North Branch Area Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hail, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 40% of US counties
Buildings in wildfire direct-exposure zone
71.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
14,017
Jobs reachable by transit (45 min)
18,029

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Saint Croix National Scenic Riverway (32 mi)
National parks include
Saint Croix National Scenic Riverway, Mississippi National River & Recreation Area
Airports within 30 mi
32
Nearest airport
Al's Due North Airport (3 mi)
Nearest major airport
New Richmond Regional Airport (RNH) (32 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+202 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,994
Housing built before 1970
14.8%
Housing built 2000 or later
34.4%
Median annual property tax
$3,579
Mean commute to work
28 min
Households with broadband internet
74.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,691
Average weekly wage
$1,069
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
233

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 55056State medianUS median
Median home value$360,916$304,931$289,727
Median sale price$365,000$315,500$325,000
Median days on market29 days39 days51 days
Median annual property tax$3,579$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 55056?
$360,916.
What is the median sale price in ZIP 55056?
$365,000.
How long do homes take to sell in ZIP 55056?
Median days on market: 29 days.
What is typical rent in ZIP 55056?
2-bedroom fair-market rent: $1,176/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 55056?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, strongWind.
Is ZIP 55056 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 55056?
Risk to homes is higher than 40% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 55056?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 55056?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 55056?
9 schools (4 elementary, 1 middle, 4 high) (NCES, 2022-23).
Is ZIP 55056 walkable?
Walkability index: 6.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 55056?
Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents