Area data
Saint paul, MN — ZIP 55101
Population: 7,911 (Census ACS)
The median home value in ZIP 55101 (Saint paul, MN) is $185,726 — down 10.3% over the past year. Homes sell for a median $192,500 after a median 84.5 days on market. Typical rent runs $1,576/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, hail, heatwave the top-rated hazards. Cost of living is 2.5% below the US average (BEA, metro/state-level).
$185,726
Median home value
-10.3%
1-year change
84.5
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $185,726
- 1-year appreciation
- -10.3%
- 3-year appreciation
- -4.5%
- 5-year appreciation
- -10.8%
- 10-year appreciation
- +17.4%
- All-time peak (2021-10)
- $210,473
- House Price Index (state)
- 429.3 (+3.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $192,500
- Median list price
- $185,000
- Median price per sqft
- $197
- 1-year sale-price change
- -22.2%
- Median days on market
- 84.5 days
- Homes sold (recent period)
- 22
- For-sale inventory
- 73
- Sale-to-list ratio
- 97.3%
- Active listings
- 52
- 1-year forecast
- -1.1%
- New listings (monthly)
- 11
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,576/mo
- 1-year rent change
- +4.2%
- Studio fair-market rent
- $754/mo
- 1BR fair-market rent
- $943/mo
- 2BR fair-market rent
- $1,176/mo
- 3BR fair-market rent
- $1,529/mo
- 4BR fair-market rent
- $1,764/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 97.5 (100 = US avg)
- Electricity rate (state-level)
- 15.8¢/kWh
- Natural gas rate (state-level)
- $11.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 4
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 2
- Charter schools
- 3
- School districts serving the area
- Upper Mississippi Academy, Minnesota Wildflower Montessori Sch, Saint Paul Public Schools
- Schools include
- Upper Mississippi Middle Academy, Upper Mississippi High Academy, Water Lily Montessori, Creative Arts Secondary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- coldWave, hail, heatWave, inlandFlooding, landslide
- Notable hazard ratings (county)
- coldWave: Very High · hail: Relatively High · heatWave: Relatively High · iceStorm: Relatively Moderate · inlandFlooding: Relatively High · landslide: Relatively High
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 29% of US counties
- Buildings in wildfire direct-exposure zone
- 9.7%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Koppers Coke (3.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 49.0°F
- Average high
- 57.0°F
- Average low
- 40.0°F
- Annual precipitation
- 42.7 in
- Annual snowfall
- 51.9 in
- USDA plant hardiness zone
- 5a (extreme annual low -20 to -15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 49
- Days with Good air quality
- 188
- Days with Moderate air quality
- 167
- Days with Unhealthy air quality
- 3
- Highest AQI recorded (year)
- 190
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.5 / 20
- Transit service frequency
- 507
- Jobs reachable by car (30 min)
- 232,095
- Jobs reachable by transit (45 min)
- 180,989
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Mississippi National River & Recreation Area (1 mi)
- Airports within 30 mi
- 34
- Nearest airport
- Saint Paul Downtown Holman Field (STP) (2 mi)
- Nearest major airport
- Saint Paul Downtown Holman Field (STP) (2 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- REGIONS HOSPITAL
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -3,057 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,960
- Housing built before 1970
- 56.2%
- Housing built 2000 or later
- 15.8%
- Median annual property tax
- $3,500
- Mean commute to work
- 14 min
- Households with broadband internet
- 68.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 272,545
- Average weekly wage
- $1,414
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 184
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 55101 | State median | US median | |
|---|---|---|---|
| Median home value | $185,726 | $304,931 | $289,727 |
| Median sale price | $192,500 | $315,500 | $325,000 |
| Median days on market | 85 days | 39 days | 51 days |
| Typical rent | $1,576/mo | $1,678/mo | $1,808/mo |
| Median annual property tax | $3,500 | $2,128 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 55101?
- $185,726.
- What is the median sale price in ZIP 55101?
- $192,500.
- How long do homes take to sell in ZIP 55101?
- Median days on market: 84.5 days.
- What is typical rent in ZIP 55101?
- Typical rent: $1,576/month.
- What is the natural-hazard risk in ZIP 55101?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, hail, heatWave, inlandFlooding, landslide.
- Is ZIP 55101 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in ZIP 55101?
- Risk to homes is higher than 29% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 55101?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 55101?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Koppers Coke, 3.4 mi.
- How many schools serve ZIP 55101?
- 4 schools (1 elementary, 1 middle, 2 high) (NCES, 2022-23).
- Is ZIP 55101 walkable?
- Walkability index: 11.5/20 (EPA Smart Location Database).
- What is the air quality in ZIP 55101?
- Good. Median AQI: 49. (EPA AQI).
- What is the cost of living in ZIP 55101?
- Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →