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Area data

Waverly, MN — ZIP 55390

Population: 3,492 (Census ACS)

The median home value in ZIP 55390 (Waverly, MN) is $358,972 — up 1.3% over the past year. Homes sell for a median $357,000 after a median 53 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, hail, inlandflooding the top-rated hazards. Cost of living is 2.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$358,972

Median home value

+1.3%

1-year change

53

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$358,972
1-year appreciation
+1.3%
3-year appreciation
+4.6%
5-year appreciation
+14.4%
10-year appreciation
+85.8%
All-time peak (2026-03)
$359,489
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$357,000
Median list price
$359,950
Median price per sqft
$203
1-year sale-price change
+5.0%
Median days on market
53 days
Homes sold (recent period)
25
For-sale inventory
13
Sale-to-list ratio
100.1%
Active listings
10
1-year forecast
-0.4%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$754/mo
1BR fair-market rent
$943/mo
2BR fair-market rent
$1,176/mo
3BR fair-market rent
$1,529/mo
4BR fair-market rent
$1,764/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.5 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
HUMPHREY ELEMENTARY

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strongWind, hail, inlandFlooding, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 25% of US counties
Buildings in wildfire direct-exposure zone
44.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Spring Park Municipal Well Field (19.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
33.4 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
183
Days with Moderate air quality
145
Days with Unhealthy air quality
3
Highest AQI recorded (year)
186

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
14,798
Jobs reachable by transit (45 min)
17,754

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Mississippi National River & Recreation Area (44 mi)
Airports within 30 mi
22
Nearest airport
Schumacher Airport (6 mi)
Nearest major airport
Saint Cloud Regional Airport (STC) (34 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
RIDGEVIEW MEDICAL CENTER, BUFFALO HOSPITAL, CENTRACARE HEALTH - MONTICELLO
Avg hospital rating (CMS)
5.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+744 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,998
Housing built before 1970
27.6%
Housing built 2000 or later
48.3%
Median annual property tax
$3,482
Mean commute to work
30 min
Households with broadband internet
73.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
40,759
Average weekly wage
$1,026
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,016

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 55390State medianUS median
Median home value$358,972$304,931$289,727
Median sale price$357,000$315,500$325,000
Median days on market53 days39 days51 days
Median annual property tax$3,482$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 55390?
$358,972.
What is the median sale price in ZIP 55390?
$357,000.
How long do homes take to sell in ZIP 55390?
Median days on market: 53 days.
What is typical rent in ZIP 55390?
2-bedroom fair-market rent: $1,176/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 55390?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, hail, inlandFlooding, lightning, tornado.
Is ZIP 55390 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 55390?
Risk to homes is higher than 25% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 55390?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 55390?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 55390?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 55390 walkable?
Walkability index: 7.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 55390?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in ZIP 55390?
Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents