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Area data

Lutsen, MN — ZIP 55612

Population: 535 (Census ACS)

The median home value in ZIP 55612 (Lutsen, MN) is $518,693 — up 5.6% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with lightning the top-rated hazards. Cost of living is 2.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$518,693

Median home value

+5.6%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$518,693
1-year appreciation
+5.6%
3-year appreciation
+17.3%
5-year appreciation
+48.4%
10-year appreciation
+89.3%
All-time peak (2026-07)
$518,693
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
15

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Average)
97.5 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
lightning
Notable hazard ratings (county)
coldWave: Relatively Low · lightning: Relatively Moderate · wildfire: Relatively Low · winterWeather: Relatively Low
Wildfire risk to homes (county)
Higher than 89% of US counties
Buildings in wildfire direct-exposure zone
85.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
32.8 in
USDA plant hardiness zone
3b (extreme annual low -35 to -30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
13
Days with Good air quality
298
Days with Moderate air quality
47
Highest AQI recorded (year)
120

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
2
Nearest national park
Grand Portage National Monument (47 mi)
National parks include
Grand Portage National Monument, Apostle Islands National Lakeshore
Airports within 30 mi
1
Nearest airport
Grand Marais Cook County Airport (GRM) (17 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
6
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+51 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,989
Housing built before 1970
24.1%
Housing built 2000 or later
24.9%
Median annual property tax
$2,255
Mean commute to work
17 min
Households with broadband internet
81.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,858
Average weekly wage
$727
Top industries (by employment)
Accommodation & Food, Real Estate, Construction
Annual residential building permits (county)
62

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 55612State medianUS median
Median home value$518,693$304,931$289,727
Median annual property tax$2,255$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 55612?
$518,693.
What is the natural-hazard risk in ZIP 55612?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: lightning.
What is the wildfire risk in ZIP 55612?
Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 55612?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 55612?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 55612?
Good. Median AQI: 13. (EPA AQI).
What is the cost of living in ZIP 55612?
Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents