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Area data

Cloquet, MN — ZIP 55720

Population: 17,448 (Census ACS)

The median home value in ZIP 55720 (Cloquet, MN) is $286,154 — up 3.7% over the past year. Typical rent runs $1,160/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, lightning the top-rated hazards. Cost of living is 2.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$286,154

Median home value

+3.7%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$286,154
1-year appreciation
+3.7%
3-year appreciation
+8.5%
5-year appreciation
+26.8%
10-year appreciation
+83.1%
All-time peak (2026-04)
$287,517
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
49
1-year forecast
+1.8%
Days to pending
24 days
New listings (monthly)
26

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,160/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.5 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
4
Middle schools
1
High schools
3
School districts serving the area
Northern Lights Academy Cooperative, CLOQUET PUBLIC SCHOOL DISTRICT, Fond du Lac Ojibwe School
Schools include
Northern Lights Academy, Northern Lights Academy Cooperative, CHURCHILL ELEMENTARY, CLOQUET MIDDLE, CLOQUET SENIOR

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, lightning
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 29% of US counties
Buildings in wildfire direct-exposure zone
76.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
St. Louis River Site (15.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
40.0°F
Average high
50.0°F
Average low
30.0°F
Annual precipitation
33.0 in
Annual snowfall
74.9 in
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
266
Days with Moderate air quality
91
Days with Unhealthy air quality
1
Highest AQI recorded (year)
156

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
11
Nearest airport
Cloquet Carlton County Airport (2 mi)
Nearest major airport
Duluth International Airport (DLH) (18 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
COMMUNITY MEMORIAL HOSPITAL
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-8 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,971
Housing built before 1970
49.2%
Housing built 2000 or later
16.5%
Median annual property tax
$2,786
Mean commute to work
17 min
Households with broadband internet
62.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
8,560
Average weekly wage
$1,053
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
96

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 55720State medianUS median
Median home value$286,154$304,931$289,727
Typical rent$1,160/mo$1,678/mo$1,808/mo
Median annual property tax$2,786$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 55720?
$286,154.
What is typical rent in ZIP 55720?
Typical rent: $1,160/month.
What is the natural-hazard risk in ZIP 55720?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, lightning.
What is the wildfire risk in ZIP 55720?
Risk to homes is higher than 29% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 55720?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 55720?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 55720?
11 schools (4 elementary, 1 middle, 3 high) (NCES, 2022-23).
What is the air quality in ZIP 55720?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 55720?
Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents