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Area data

Duluth, MN — ZIP 55814

Population: 319 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, lightning, winterweather the top-rated hazards. Cost of living is 1.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Average)
98.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, lightning, winterWeather, hail, heatWave
Notable hazard ratings (county)
coldWave: Very High · drought: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
Wildfire risk to homes (county)
Higher than 62% of US counties
Buildings in wildfire direct-exposure zone
56.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
30.8 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
286
Days with Moderate air quality
77
Highest AQI recorded (year)
114

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
4
Nearest airport
Tower Municipal Airport (14 mi)
Nearest major airport
Range Regional Airport (HIB) (26 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
RANGE REGIONAL HEALTH SERVICES, ESSENTIA HEALTH VIRGINIA, COOK HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
6
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Employment & development

Total county employment
79,935
Average weekly wage
$1,107
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
283

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the natural-hazard risk in ZIP 55814?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, lightning, winterWeather, hail, heatWave.
What is the wildfire risk in ZIP 55814?
Risk to homes is higher than 62% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 55814?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 55814?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 55814?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in ZIP 55814?
Regional Price Parity: 98.6 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents