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Area data

Twin Lakes, MN — ZIP 56089

Population: 214 (Census ACS)

The median home value in ZIP 56089 (Twin Lakes, MN) is $73,300. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, hail, strongwind the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$73,300

Median home value

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$73,300
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, hail, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively High · hail: Relatively Moderate · inlandFlooding: Relatively Low · strongWind: Relatively Moderate · tornado: Relatively Moderate
Wildfire risk to homes (county)
Higher than 9% of US counties
Buildings in wildfire direct-exposure zone
33.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
55.0°F
Average low
35.0°F
Annual precipitation
37.7 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
16
Nearest airport
Albert Lea Municipal Airport (AEL) (9 mi)
Nearest major airport
Mason City Municipal Airport (MCW) (28 mi)
Hospitals nearby (~15 mi)
9
Hospitals include
MERCYONE NORTH IOWA MEDICAL CENTER, HANCOCK COUNTY HEALTH SYSTEM, MITCHELL COUNTY REGIONAL HEALTH
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
27
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,972
Housing built before 1970
43.1%
Housing built 2000 or later
5.5%
Median annual property tax
$514
Households with broadband internet
80.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,365
Average weekly wage
$959
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
16

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 56089?
$73,300.
What is the natural-hazard risk in ZIP 56089?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, hail, strongWind, tornado, winterWeather.
What is the wildfire risk in ZIP 56089?
Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 56089?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 56089?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 56089?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents