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Area data

Winnebago, MN — ZIP 56098

Population: 1,970 (Census ACS)

The typical home value in ZIP 56098 (Winnebago, MN) is $178,623 — up 8.1% over the past year. Homes sell for a median $217,436 after a median 17 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, cold wave, hail the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$178,623

Typical home value

+8.1%

1-year change

17

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$178,623
1-year appreciation
+8.1%
3-year appreciation
+19.4%
5-year appreciation
+41.0%
10-year appreciation
+88.2%
Peak value since 2000 (Sep 2026)
$178,623
House Price Index (state)
442.4 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$217,436
Median list price
$196,985
Median price per sqft
$122
1-year sale-price change
+24.3%
Median days on market
17 days
Homes sold (recent period)
4
For-sale inventory
8
Sale-to-list ratio
96.9%
Active listings
9

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$706/mo
1BR fair-market rent
$859/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,386/mo
4BR fair-market rent
$1,391/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, cold wave, hail, strong wind, winter weather
Notable hazard ratings (county)
drought: Relatively High · hail: Relatively Moderate · cold wave: Relatively Moderate · strong wind: Relatively Moderate · winter weather: Relatively Moderate · tornado: Relatively Low
Wildfire risk to homes (county)
Higher than 3% of US counties
Buildings in wildfire direct-exposure zone
35.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
33.3 in
Annual snowfall
48.2 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
10
Nearest airport
Blue Earth Municipal Airport (9 mi)
Nearest major airport
Mason City Municipal Airport (MCW) (47 mi)
Hospitals in or near this ZIP
9
Hospitals include
HANCOCK COUNTY HEALTH SYSTEM, KOSSUTH REGIONAL HEALTH CENTER, MAYO CLINIC HEALTH SYSTEM - ALBERT LEA AND AUSTIN
Avg hospital rating (CMS)
4.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+56 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1954
Housing built before 1970
70.1%
Housing built 2000 or later
7.1%
Median annual property tax
$1,270
Mean commute to work
22 min
Households with broadband internet
76.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,598
Average weekly wage
$1,063
Top industries (by employment)
Other Services, Construction, Finance & Insurance
Annual residential building permits (county)
6

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 56098State medianUS median
Typical home value$178,623$298,060$285,053
Median sale price$217,436$303,661$319,906
Median days on market17 days35 days48 days
Median annual property tax$1,270$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 56098?
$178,623.
What is the median sale price in ZIP 56098?
$217,436.
How long do homes take to sell in ZIP 56098?
Median days on market: 17 days.
What is typical rent in ZIP 56098?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 56098?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, cold wave, hail, strong wind, winter weather.
What is the wildfire risk in ZIP 56098?
Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 56098?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 56098?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 56098?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents