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Area data

Oak park, MN — ZIP 56357

Population: 1,230 (Census ACS)

The median home value in ZIP 56357 (Oak park, MN) is $409,905 — up 10.1% over the past year. Homes sell for a median $517,500 after a median 64 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, hail, strongwind the top-rated hazards. Cost of living is 10.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$409,905

Median home value

+10.1%

1-year change

64

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$409,905
1-year appreciation
+10.1%
3-year appreciation
+20.8%
5-year appreciation
+27.2%
10-year appreciation
+89.6%
All-time peak (2026-05)
$410,777
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$517,500
Median list price
$587,500
Median price per sqft
$289
1-year sale-price change
-2.8%
Median days on market
64 days
Homes sold (recent period)
1
Sale-to-list ratio
98.6%
Active listings
2
1-year forecast
+2.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$754/mo
1BR fair-market rent
$943/mo
2BR fair-market rent
$1,176/mo
3BR fair-market rent
$1,529/mo
4BR fair-market rent
$1,764/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.0 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, hail, strongWind, tornado
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 46% of US counties
Buildings in wildfire direct-exposure zone
40.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Waite Park Wells (22.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
42.0°F
Average high
53.0°F
Average low
32.0°F
Annual precipitation
32.9 in
Annual snowfall
49.5 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,805
Jobs reachable by transit (45 min)
9,665

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
25
Nearest airport
Minske Field (8 mi)
Nearest major airport
Saint Cloud Regional Airport (STC) (16 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
FAIRVIEW NORTHLAND REGIONAL HOSPITAL
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-58 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,976
Housing built before 1970
43.6%
Housing built 2000 or later
32.4%
Median annual property tax
$2,500
Mean commute to work
40 min
Households with broadband internet
61.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
15,907
Average weekly wage
$1,032
Top industries (by employment)
Construction, Health Care, Wholesale Trade
Annual residential building permits (county)
75

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 56357State medianUS median
Median home value$409,905$304,931$289,727
Median sale price$517,500$315,500$325,000
Median days on market64 days39 days51 days
Median annual property tax$2,500$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 56357?
$409,905.
What is the median sale price in ZIP 56357?
$517,500.
How long do homes take to sell in ZIP 56357?
Median days on market: 64 days.
What is typical rent in ZIP 56357?
2-bedroom fair-market rent: $1,176/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 56357?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, hail, strongWind, tornado.
Is ZIP 56357 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 56357?
Risk to homes is higher than 46% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 56357?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 56357?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 56357 walkable?
Walkability index: 3.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 56357?
Regional Price Parity: 90.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents