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Area data

East gull lake, MN — ZIP 56401

Population: 31,841 (Census ACS)

The median home value in ZIP 56401 (East gull lake, MN) is $330,731 — up 3.7% over the past year. Homes sell for a median $290,000 after a median 41.5 days on market. Typical rent runs $1,040/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, hail, inlandflooding the top-rated hazards. Cost of living is 10.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$330,731

Median home value

+3.7%

1-year change

41.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$330,731
1-year appreciation
+3.7%
3-year appreciation
+7.8%
5-year appreciation
+28.0%
10-year appreciation
+92.0%
All-time peak (2026-07)
$330,731
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$290,000
Median list price
$399,900
Median price per sqft
$182
1-year sale-price change
+0.0%
Median days on market
41.5 days
Homes sold (recent period)
105
For-sale inventory
172
Sale-to-list ratio
97.8%
Active listings
127
1-year forecast
+2.1%
Days to pending
45 days
New listings (monthly)
58

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,040/mo
Studio fair-market rent
$754/mo
1BR fair-market rent
$943/mo
2BR fair-market rent
$1,176/mo
3BR fair-market rent
$1,529/mo
4BR fair-market rent
$1,764/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.0 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
5
Middle schools
1
High schools
3
Charter schools
1
School districts serving the area
Discovery Woods, BRAINERD PUBLIC SCHOOL DISTRICT
Schools include
Discovery Woods, BRAINERD SENIOR HIGH, GARFIELD ELEMENTARY, HARRISON ELEMENTARY, LOWELL ELEMENTARY

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, hail, inlandFlooding, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 43% of US counties
Buildings in wildfire direct-exposure zone
79.3%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Burlington Northern (Brainerd/Baxter Plant) (5.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
41.0°F
Average high
52.0°F
Average low
30.0°F
Annual precipitation
31.9 in
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
244
Days with Moderate air quality
112
Days with Unhealthy air quality
1
Highest AQI recorded (year)
165

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
11.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,994
Jobs reachable by transit (45 min)
6,943

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
18
Nearest airport
Brainerd Lakes Regional Airport (BRD) (6 mi)
Nearest major airport
Brainerd Lakes Regional Airport (BRD) (6 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ESSENTIA HEALTH ST JOSEPH'S MEDICAL CENTER
Avg hospital rating (CMS)
5.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+314 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,984
Housing built before 1970
30.4%
Housing built 2000 or later
25.5%
Median annual property tax
$2,175
Mean commute to work
20 min
Households with broadband internet
73.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
26,786
Average weekly wage
$945
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
336

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 56401State medianUS median
Median home value$330,731$304,931$289,727
Median sale price$290,000$315,500$325,000
Median days on market42 days39 days51 days
Typical rent$1,040/mo$1,678/mo$1,808/mo
Median annual property tax$2,175$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 56401?
$330,731.
What is the median sale price in ZIP 56401?
$290,000.
How long do homes take to sell in ZIP 56401?
Median days on market: 41.5 days.
What is typical rent in ZIP 56401?
Typical rent: $1,040/month.
What is the natural-hazard risk in ZIP 56401?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, hail, inlandFlooding, lightning, strongWind.
Is ZIP 56401 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 56401?
Risk to homes is higher than 43% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 56401?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 56401?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 56401?
10 schools (5 elementary, 1 middle, 3 high) (NCES, 2022-23).
Is ZIP 56401 walkable?
Walkability index: 11.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 56401?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in ZIP 56401?
Regional Price Parity: 90.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents