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Area data

Shelly, MN — ZIP 56581

Population: 276 (Census ACS)

The median home value in ZIP 56581 (Shelly, MN) is $105,900. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, winterweather the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$105,900

Median home value

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$105,900
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Low · iceStorm: Relatively Low · strongWind: Relatively Low · winterWeather: Relatively Moderate
Wildfire risk to homes (county)
Higher than 44% of US counties
Buildings in wildfire direct-exposure zone
52.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
40.0°F
Average high
51.0°F
Average low
29.0°F
Annual precipitation
24.3 in
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
16
Nearest airport
Hammars Farm Airport (4 mi)
Nearest major airport
Hector International Airport (FAR) (30 mi)
Hospitals nearby (~15 mi)
9
Hospitals include
MAHNOMEN HEALTH CENTER, ESSENTIA HEALTH ADA, RIVERVIEW HOSPITAL
Avg hospital rating (CMS)
4.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,949
Housing built before 1970
72.8%
Housing built 2000 or later
6.5%
Median annual property tax
$1,009
Mean commute to work
35 min
Households with broadband internet
84.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,251
Average weekly wage
$949
Top industries (by employment)
Health Care, Agriculture, Finance & Insurance
Annual residential building permits (county)
2

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 56581?
$105,900.
What is the natural-hazard risk in ZIP 56581?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, winterWeather.
What is the wildfire risk in ZIP 56581?
Risk to homes is higher than 44% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 56581?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 56581?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 56581?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents