Area data
Fargo, ND — ZIP 58104
Population: 49,168 (Census ACS)
The median home value in ZIP 58104 (Fargo, ND) is $410,082 — up 3.8% over the past year. Typical rent runs $1,287/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, strongwind, winterweather the top-rated hazards. Cost of living is 8.5% below the US average (BEA, metro/state-level).
$410,082
Median home value
+3.8%
1-year change
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $410,082
- 1-year appreciation
- +3.8%
- 3-year appreciation
- +7.4%
- 5-year appreciation
- +21.0%
- 10-year appreciation
- +38.3%
- All-time peak (2026-07)
- $410,082
- House Price Index (state)
- 453.0 (+6.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- For-sale inventory
- 176
- 1-year forecast
- +1.0%
- Days to pending
- 38 days
- New listings (monthly)
- 70
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,287/mo
- 1-year rent change
- +3.3%
- Studio fair-market rent
- $900/mo
- 1BR fair-market rent
- $1,070/mo
- 2BR fair-market rent
- $1,300/mo
- 3BR fair-market rent
- $1,810/mo
- 4BR fair-market rent
- $2,180/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 91.5 (100 = US avg)
- Electricity rate (state-level)
- 11.8¢/kWh
- Natural gas rate (state-level)
- $9.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 9
- Elementary schools
- 7
- Middle schools
- 1
- High schools
- 1
- School districts serving the area
- FARGO 1, WEST FARGO 6
- Schools include
- DISCOVERY MIDDLE SCHOOL, BENNETT ELEMENTARY SCHOOL, KENNEDY ELEMENTARY SCHOOL, CENTENNIAL ELEMENTARY SCHOOL, FARGO DAVIES HIGH SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- iceStorm, strongWind, winterWeather, hail, coldWave
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · hail: Relatively High · heatWave: Relatively Low · iceStorm: Very High · inlandFlooding: Relatively Moderate · lightning: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 31% of US counties
- Buildings in wildfire direct-exposure zone
- 19.3%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 24.1 in
- USDA plant hardiness zone
- 4a (extreme annual low -30 to -25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 50
- Days with Good air quality
- 180
- Days with Moderate air quality
- 166
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 175
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- Airports within 30 mi
- 34
- Nearest airport
- Ellig Field (6 mi)
- Nearest major airport
- Hector International Airport (FAR) (10 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- ESSENTIA HEALTH
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- EV charging stations (within 10 mi)
- 35
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +476 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 2,008
- Housing built before 1970
- 3.1%
- Housing built 2000 or later
- 69.9%
- Median annual property tax
- $4,638
- Mean commute to work
- 14 min
- Households with broadband internet
- 77.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 112,358
- Average weekly wage
- $1,243
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 720
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 58104 | State median | US median | |
|---|---|---|---|
| Median home value | $410,082 | $247,781 | $289,727 |
| Typical rent | $1,287/mo | $1,244/mo | $1,808/mo |
| Median annual property tax | $4,638 | $1,250 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 58104?
- $410,082.
- What is typical rent in ZIP 58104?
- Typical rent: $1,287/month.
- What is the natural-hazard risk in ZIP 58104?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, winterWeather, hail, coldWave.
- What is the wildfire risk in ZIP 58104?
- Risk to homes is higher than 31% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 58104?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 58104?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 58104?
- 9 schools (7 elementary, 1 middle, 1 high) (NCES, 2022-23).
- What is the air quality in ZIP 58104?
- Good. Median AQI: 50. (EPA AQI).
- What is the cost of living in ZIP 58104?
- Regional Price Parity: 91.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →