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Area data

Belt, MT — ZIP 59412

Population: 1,685 (Census ACS)

The median home value in ZIP 59412 (Belt, MT) is $408,378 — up 3.6% over the past year. Homes sell for a median $629,000 after a median 191 days on market. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with winterweather, coldwave, avalanche the top-rated hazards. Cost of living is 4.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$408,378

Median home value

+3.6%

1-year change

191

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$408,378
1-year appreciation
+3.6%
3-year appreciation
+23.1%
5-year appreciation
+56.5%
10-year appreciation
+132.2%
All-time peak (2026-04)
$410,058
House Price Index (state)
724.8 (-1.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$629,000
Median list price
$430,000
Median price per sqft
$251
1-year sale-price change
+95.3%
Median days on market
191 days
Homes sold (recent period)
5
For-sale inventory
15
Active listings
10
1-year forecast
+4.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$992/mo
1BR fair-market rent
$1,239/mo
2BR fair-market rent
$1,547/mo
3BR fair-market rent
$2,012/mo
4BR fair-market rent
$2,321/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
95.5 (100 = US avg)
Electricity rate (state-level)
13.0¢/kWh
Natural gas rate (state-level)
$9.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
School districts serving the area
Belt Elem, Belt H S
Schools include
Belt School, Pleasant Valley School, Belt 7-8, Belt High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
winterWeather, coldWave, avalanche, inlandFlooding, lightning
Notable hazard ratings (county)
avalanche: Relatively Moderate · coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low
FEMA flood zone
A05
Flood risk level
High
Wildfire risk to homes (county)
Higher than 70% of US counties
Buildings in wildfire direct-exposure zone
31.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Barker Hughesville Mining District (18.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
55.0°F
Average low
35.0°F
Annual precipitation
23.8 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
50
Days with Good air quality
176
Days with Moderate air quality
169
Days with Unhealthy air quality
1
Highest AQI recorded (year)
170

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
3.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,610
Jobs reachable by transit (45 min)
1,817

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
6
Nearest airport
Prill Field (16 mi)
Nearest major airport
Great Falls International Airport (GTF) (27 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
BENEFIS HOSPITALS INC, GREAT FALLS CLINIC HOSPITAL
Avg hospital rating (CMS)
2.5 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+84 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,973
Housing built before 1970
44.1%
Housing built 2000 or later
17.8%
Median annual property tax
$2,028
Mean commute to work
19 min
Households with broadband internet
58.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
31,035
Average weekly wage
$1,000
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
164

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 59412State medianUS median
Median home value$408,378$425,267$289,727
Median sale price$629,000$499,000$325,000
Median days on market191 days110 days51 days
Median annual property tax$2,028$1,830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 59412?
$408,378.
What is the median sale price in ZIP 59412?
$629,000.
How long do homes take to sell in ZIP 59412?
Median days on market: 191 days.
What is typical rent in ZIP 59412?
2-bedroom fair-market rent: $1,547/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 59412?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: winterWeather, coldWave, avalanche, inlandFlooding, lightning.
Is ZIP 59412 in a flood zone?
High (FEMA NFIP). FEMA flood zone A05.
What is the wildfire risk in ZIP 59412?
Risk to homes is higher than 70% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 59412?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 59412?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 59412?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 59412 walkable?
Walkability index: 3.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 59412?
Good. Median AQI: 50. (EPA AQI).
What is the cost of living in ZIP 59412?
Regional Price Parity: 95.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents