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Area data

Cut Bank, MT — ZIP 59427

Population: 5,008 (Census ACS)

The median home value in ZIP 59427 (Cut Bank, MT) is $165,191 — down 2.2% over the past year. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, winterweather, avalanche the top-rated hazards. Cost of living is 4.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$165,191

Median home value

-2.2%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$165,191
1-year appreciation
-2.2%
3-year appreciation
+3.3%
5-year appreciation
+43.3%
10-year appreciation
+63.3%
All-time peak (2025-02)
$175,005
House Price Index (state)
724.8 (-1.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
30
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Average)
95.5 (100 = US avg)
Electricity rate (state-level)
13.0¢/kWh
Natural gas rate (state-level)
$9.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
9
Middle schools
1
High schools
1
School districts serving the area
Cut Bank Elem, Mountain View Elem, Browning Elem
Schools include
Glacier Elementary School, Anna Jeffries Elementary, Cut Bank Middle School, Hidden Lake Elementary, Zenith Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, winterWeather, avalanche
Notable hazard ratings (county)
avalanche: Relatively Moderate · coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 78% of US counties
Buildings in wildfire direct-exposure zone
59.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
39.0°F
Average high
50.0°F
Average low
29.0°F
Annual precipitation
30.4 in
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
12
Days with Good air quality
315
Days with Moderate air quality
33
Days with Unhealthy air quality
1
Highest AQI recorded (year)
166

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Glacier National Park (40 mi)
Airports within 30 mi
4
Nearest airport
Starr Browning Airstrip (9 mi)
Nearest major airport
Cut Bank International Airport (CTB) (25 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
NORTHERN ROCKIES MEDICAL CENTER
EV charging stations (within 10 mi)
1
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-13 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,956
Housing built before 1970
66.3%
Housing built 2000 or later
5.9%
Median annual property tax
$1,535
Households with broadband internet
73.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,687
Average weekly wage
$838
Top industries (by employment)
Accommodation & Food, Health Care, Construction

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 59427State medianUS median
Median home value$165,191$425,267$289,727
Median annual property tax$1,535$1,830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 59427?
$165,191.
What is the natural-hazard risk in ZIP 59427?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, winterWeather, avalanche.
What is the wildfire risk in ZIP 59427?
Risk to homes is higher than 78% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 59427?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 59427?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 59427?
11 schools (9 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the air quality in ZIP 59427?
Good. Median AQI: 12. (EPA AQI).
What is the cost of living in ZIP 59427?
Regional Price Parity: 95.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents