Area data
Wolf Creek, MT — ZIP 59648
Population: 486 (Census ACS)
The median home value in ZIP 59648 (Wolf Creek, MT) is $478,583 — up 5.3% over the past year. Homes sell for a median $499,000 after a median 182 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winterweather, coldwave, avalanche the top-rated hazards. Cost of living is 4.5% below the US average (BEA, metro/state-level).
$478,583
Median home value
+5.3%
1-year change
182
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $478,583
- 1-year appreciation
- +5.3%
- 3-year appreciation
- +18.5%
- 5-year appreciation
- +33.1%
- 10-year appreciation
- +117.4%
- All-time peak (2026-03)
- $478,911
- House Price Index (state)
- 724.8 (-1.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $499,000
- Median list price
- $799,000
- Median price per sqft
- $371
- 1-year sale-price change
- -56.6%
- Median days on market
- 182 days
- Homes sold (recent period)
- 1
- For-sale inventory
- 11
- Active listings
- 9
- 1-year forecast
- +2.4%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,170/mo
- 1BR fair-market rent
- $1,350/mo
- 2BR fair-market rent
- $1,690/mo
- 3BR fair-market rent
- $2,310/mo
- 4BR fair-market rent
- $2,560/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 95.5 (100 = US avg)
- Electricity rate (state-level)
- 13.0¢/kWh
- Natural gas rate (state-level)
- $9.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 2
- Middle schools
- 0
- High schools
- 0
- School districts serving the area
- Auchard Creek Elem, Wolf Creek Elem
- Schools include
- Auchard Creek School, Wolf Creek School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- winterWeather, coldWave, avalanche, landslide, lightning
- Notable hazard ratings (county)
- avalanche: Relatively Moderate · coldWave: Relatively High · earthquake: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Moderate · lightning: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 91% of US counties
- Buildings in wildfire direct-exposure zone
- 46.1%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 60.0°F
- Average low
- 35.0°F
- Annual precipitation
- 15.6 in
- USDA plant hardiness zone
- 4b (extreme annual low -25 to -20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 45
- Days with Good air quality
- 240
- Days with Moderate air quality
- 120
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 165
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Grant-Kohrs Ranch National Historic Site (54 mi)
- Airports within 30 mi
- 7
- Nearest airport
- Bar E Airport (6 mi)
- Nearest major airport
- Helena Regional Airport (HLN) (34 mi)
- Hospitals nearby (~15 mi)
- 1,090
- Hospitals include
- MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
- Avg hospital rating (CMS)
- 3.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +607 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,992
- Housing built before 1970
- 22.4%
- Housing built 2000 or later
- 26.3%
- Median annual property tax
- $1,294
- Households with broadband internet
- 14.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 28,110
- Average weekly wage
- $1,076
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 99
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 59648 | State median | US median | |
|---|---|---|---|
| Median home value | $478,583 | $425,267 | $289,727 |
| Median sale price | $499,000 | $499,000 | $325,000 |
| Median days on market | 182 days | 110 days | 51 days |
| Median annual property tax | $1,294 | $1,830 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 59648?
- $478,583.
- What is the median sale price in ZIP 59648?
- $499,000.
- How long do homes take to sell in ZIP 59648?
- Median days on market: 182 days.
- What is typical rent in ZIP 59648?
- 2-bedroom fair-market rent: $1,690/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 59648?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winterWeather, coldWave, avalanche, landslide, lightning.
- What is the wildfire risk in ZIP 59648?
- Risk to homes is higher than 91% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 59648?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 59648?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 59648?
- 2 schools (2 elementary) (NCES, 2022-23).
- What is the air quality in ZIP 59648?
- Good. Median AQI: 45. (EPA AQI).
- What is the cost of living in ZIP 59648?
- Regional Price Parity: 95.5 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →