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Area data

Missoula, MT — ZIP 59812

Population: 1,181 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with avalanche, coldwave, icestorm the top-rated hazards. Cost of living is 5.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
724.8 (-1.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Below Average)
94.6 (100 = US avg)
Electricity rate (state-level)
13.0¢/kWh
Natural gas rate (state-level)
$9.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
avalanche, coldWave, iceStorm, earthquake, landslide
Notable hazard ratings (county)
avalanche: Relatively High · coldWave: Relatively High · earthquake: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively High · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
42.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Smurfit-Stone Mill (13 mi — proposed for listing)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
21.3 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
237
Days with Moderate air quality
125
Days with Unhealthy air quality
1
Highest AQI recorded (year)
153

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
6
Nearest airport
Missoula Montana Airport (MSO) (14 mi)
Nearest major airport
Missoula Montana Airport (MSO) (14 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
ST. PATRICK HOSPITAL, COMMUNITY MEDICAL CENTER, ST LUKE COMMUNITY HOSPITAL
Avg hospital rating (CMS)
4.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
1
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Housing built before 1970
0.0%
Housing built 2000 or later
100.0%
Households with broadband internet
0.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
55,089
Average weekly wage
$1,074
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
380

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the natural-hazard risk in ZIP 59812?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: avalanche, coldWave, iceStorm, earthquake, landslide.
What is the wildfire risk in ZIP 59812?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 59812?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 59812?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 59812?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in ZIP 59812?
Regional Price Parity: 94.6 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Missoula, MT?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents