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Area data

Hamilton, MT — ZIP 59840

Population: 15,679 (Census ACS)

The median home value in ZIP 59840 (Hamilton, MT) is $538,415 — up 0.1% over the past year. Typical rent runs $1,375/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with avalanche, wildfire, winterweather the top-rated hazards. Cost of living is 4.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$538,415

Median home value

+0.1%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$538,415
1-year appreciation
+0.1%
3-year appreciation
+2.9%
5-year appreciation
+21.6%
10-year appreciation
+125.5%
All-time peak (2022-07)
$553,644
House Price Index (state)
724.8 (-1.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
165
New listings (monthly)
39

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,375/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
95.5 (100 = US avg)
Electricity rate (state-level)
13.0¢/kWh
Natural gas rate (state-level)
$9.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Schools include
Daly School, Washington School, Hamilton Middle School, Hamilton High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
avalanche, wildfire, winterWeather, coldWave, iceStorm
Notable hazard ratings (county)
avalanche: Relatively High · coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 99% of US counties
Buildings in wildfire direct-exposure zone
83.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
58.0°F
Average low
33.0°F
Annual precipitation
15.2 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
22
Days with Good air quality
293
Days with Moderate air quality
69
Highest AQI recorded (year)
110

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Big Hole National Battlefield (48 mi)
Airports within 30 mi
16
Nearest airport
Elk Meadow Airstrip (2 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BITTERROOT HEALTH - DALY HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
1
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+435 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
33.2%
Housing built 2000 or later
24.2%
Median annual property tax
$2,376
Mean commute to work
13 min
Households with broadband internet
60.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,443
Average weekly wage
$938
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
10

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 59840State medianUS median
Median home value$538,415$425,267$289,727
Typical rent$1,375/mo$1,505/mo$1,808/mo
Median annual property tax$2,376$1,830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 59840?
$538,415.
What is typical rent in ZIP 59840?
Typical rent: $1,375/month.
What is the natural-hazard risk in ZIP 59840?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: avalanche, wildfire, winterWeather, coldWave, iceStorm.
What is the wildfire risk in ZIP 59840?
Risk to homes is higher than 99% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 59840?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 59840?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 59840?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the air quality in ZIP 59840?
Good. Median AQI: 22. (EPA AQI).
What is the cost of living in ZIP 59840?
Regional Price Parity: 95.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents