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Area data

Philipsburg, MT — ZIP 59858

Population: 1,494 (Census ACS)

The typical home value in ZIP 59858 (Philipsburg, MT) is $421,367 — up 2.1% over the past year. Homes sell for a median $376,639 after a median 77 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with avalanche, landslide the top-rated hazards. Cost of living is 5.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$421,367

Typical home value

+2.1%

1-year change

77

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$421,367
1-year appreciation
+2.1%
3-year appreciation
+4.1%
5-year appreciation
+21.1%
10-year appreciation
+144.4%
Peak value since 2000 (Jul 2022)
$429,622
House Price Index (state)
753.3 (+2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$376,639
Median list price
$816,646
Median price per sqft
$316
1-year sale-price change
-5.6%
Median days on market
77 days
Homes sold (recent period)
4
For-sale inventory
36
Active listings
27
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$806/mo
1BR fair-market rent
$828/mo
2BR fair-market rent
$1,055/mo
3BR fair-market rent
$1,461/mo
4BR fair-market rent
$1,733/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
94.6 (100 = US avg)
Electricity rate (state-level)
13.0¢/kWh
Natural gas rate (state-level)
$9.00/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
9.8 : 1
Schools include
Granite High School, Philipsburg School, Philipsburg 7-8

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
avalanche, landslide
Notable hazard ratings (county)
avalanche: Relatively High · landslide: Relatively Moderate · cold wave: Relatively Low · ice storm: Relatively Low · wildfire: Relatively Low · winter weather: Relatively Low
Wildfire risk to homes (county)
Higher than 95% of US counties
Buildings in wildfire direct-exposure zone
81.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
26.4 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
2
Nearest national park
Grant-Kohrs Ranch National Historic Site (34 mi)
National parks include
Grant-Kohrs Ranch National Historic Site, Big Hole National Battlefield
Airports within 30 mi
10
Nearest airport
Wildcat Field (4 mi)
Nearest major airport
Bert Mooney Airport (BTM) (50 mi)
Hospitals in or near this ZIP
1
Hospitals include
GRANITE COUNTY MEDICAL CENTER
EV charging stations (within 10 mi)
1
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+31 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1980
Housing built before 1970
39.3%
Housing built 2000 or later
35.3%
Median annual property tax
$2,367
Households with broadband internet
64.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
687
Average weekly wage
$843
Top industries (by employment)
Agriculture, Construction, Mining

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 59858State medianUS median
Typical home value$421,367$415,943$285,053
Median sale price$376,639$476,110$319,906
Median days on market77 days91 days48 days
Median annual property tax$2,367$1,830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 59858?
$421,367.
What is the median sale price in ZIP 59858?
$376,639.
How long do homes take to sell in ZIP 59858?
Median days on market: 77 days.
What is typical rent in ZIP 59858?
2-bedroom fair-market rent: $1,055/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 59858?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: avalanche, landslide.
What is the wildfire risk in ZIP 59858?
Risk to homes is higher than 95% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 59858?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 59858?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 59858?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
What is the cost of living in ZIP 59858?
Regional Price Parity: 94.6 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents