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Area data

Polson, MT — ZIP 59860

Population: 11,897 (Census ACS)

The median home value in ZIP 59860 (Polson, MT) is $580,098 — up 0.9% over the past year. Typical rent runs $1,584/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with avalanche, winterweather, coldwave the top-rated hazards. Cost of living is 4.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$580,098

Median home value

+0.9%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$580,098
1-year appreciation
+0.9%
3-year appreciation
+5.5%
5-year appreciation
+29.6%
10-year appreciation
+120.8%
All-time peak (2024-11)
$581,226
House Price Index (state)
724.8 (-1.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
122
New listings (monthly)
28

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,584/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
95.5 (100 = US avg)
Electricity rate (state-level)
13.0¢/kWh
Natural gas rate (state-level)
$9.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
3
Middle schools
1
High schools
1
School districts serving the area
Polson Elem, Polson H S, Valley View Elem
Schools include
Cherry Valley School, Linderman School, Polson Middle School, Polson High School, Valley View School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
avalanche, winterWeather, coldWave, earthquake, iceStorm
Notable hazard ratings (county)
avalanche: Relatively High · coldWave: Relatively Moderate · earthquake: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Moderate
Wildfire risk to homes (county)
Higher than 89% of US counties
Buildings in wildfire direct-exposure zone
73.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
57.0°F
Average low
36.0°F
Annual precipitation
16.1 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
13
Days with Good air quality
101
Days with Moderate air quality
6
Days with Unhealthy air quality
1
Highest AQI recorded (year)
157

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
17
Nearest airport
Polson Airport (4 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
PROVIDENCE ST JOSEPH MEDICAL CENTER
EV charging stations (within 10 mi)
2
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+294 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,987
Housing built before 1970
24.2%
Housing built 2000 or later
27.4%
Median annual property tax
$2,581
Mean commute to work
17 min
Households with broadband internet
67.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,622
Average weekly wage
$837
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
8

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 59860State medianUS median
Median home value$580,098$425,267$289,727
Typical rent$1,584/mo$1,505/mo$1,808/mo
Median annual property tax$2,581$1,830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 59860?
$580,098.
What is typical rent in ZIP 59860?
Typical rent: $1,584/month.
What is the natural-hazard risk in ZIP 59860?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: avalanche, winterWeather, coldWave, earthquake, iceStorm.
What is the wildfire risk in ZIP 59860?
Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 59860?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 59860?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 59860?
5 schools (3 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the air quality in ZIP 59860?
Good. Median AQI: 13. (EPA AQI).
What is the cost of living in ZIP 59860?
Regional Price Parity: 95.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents