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Area data

Montgomery, IL — ZIP 60538

Population: 30,514 (Census ACS)

The median home value in ZIP 60538 (Montgomery, IL) is $337,235 — up 3.1% over the past year. Homes sell for a median $350,000 after a median 43 days on market. Typical rent runs $2,188/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, strongwind, inlandflooding the top-rated hazards. Cost of living is 2.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$337,235

Median home value

+3.1%

1-year change

43

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$337,235
1-year appreciation
+3.1%
3-year appreciation
+15.0%
5-year appreciation
+33.0%
10-year appreciation
+75.7%
All-time peak (2026-07)
$337,235
House Price Index (state)
325.3 (+6.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$350,000
Median list price
$330,000
Median price per sqft
$205
1-year sale-price change
+17.6%
Median days on market
43 days
Homes sold (recent period)
81
For-sale inventory
57
Sale-to-list ratio
100.5%
Active listings
74
1-year forecast
+1.8%
Days to pending
12 days
New listings (monthly)
35

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,188/mo
Studio fair-market rent
$1,560/mo
1BR fair-market rent
$1,700/mo
2BR fair-market rent
$2,120/mo
3BR fair-market rent
$2,860/mo
4BR fair-market rent
$3,060/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.3 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
5
Middle schools
0
High schools
0
School districts serving the area
Aurora West USD 129, Kaneland CUSD 302, CUSD 308
Schools include
Nicholson Elem School, Kaneland McDole Elem School, Boulder Hill Elem School, Long Beach Elem School, Lakewood Creek Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, strongWind, inlandFlooding, tornado
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 4% of US counties
Buildings in wildfire direct-exposure zone
20.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Kerr-McGee (Residential Areas) (12.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
65,617
Jobs reachable by transit (45 min)
75,342

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Pullman National Historical Park (38 mi)
Airports within 30 mi
48
Nearest airport
Wormley Airport (5 mi)
Nearest major airport
Dupage Airport (DPA) (13 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
120
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+833 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,999
Housing built before 1970
25.7%
Housing built 2000 or later
49.7%
Median annual property tax
$6,305
Mean commute to work
28 min
Households with broadband internet
87.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
24,504
Average weekly wage
$922
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
441

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 60538State medianUS median
Median home value$337,235$195,432$289,727
Median sale price$350,000$212,000$325,000
Median days on market43 days48 days51 days
Typical rent$2,188/mo$1,800/mo$1,808/mo
Median annual property tax$6,305$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 60538?
$337,235.
What is the median sale price in ZIP 60538?
$350,000.
How long do homes take to sell in ZIP 60538?
Median days on market: 43 days.
What is typical rent in ZIP 60538?
Typical rent: $2,188/month.
What is the natural-hazard risk in ZIP 60538?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, strongWind, inlandFlooding, tornado.
Is ZIP 60538 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 60538?
Risk to homes is higher than 4% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 60538?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 60538?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 60538?
5 schools (5 elementary) (NCES, 2022-23).
Is ZIP 60538 walkable?
Walkability index: 5.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 60538?
Regional Price Parity: 97.3 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents