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Area data

Cutler, IL — ZIP 62238

Population: 558 (Census ACS)

The median home value in ZIP 62238 (Cutler, IL) is $96,300. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, earthquake, heatwave the top-rated hazards. Cost of living is at the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$96,300

Median home value

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$96,300
House Price Index (state)
325.3 (+6.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Above Average)
100.0 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, earthquake, heatWave, strongWind, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Low
Wildfire risk to homes (county)
Higher than 15% of US counties
Buildings in wildfire direct-exposure zone
43.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
67.0°F
Average low
46.0°F
Annual precipitation
51.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Ste. Geneviève National Historical Park (31 mi)
National parks include
Ste. Geneviève National Historical Park, Gateway Arch National Park, Ulysses S Grant National Historic Site
Airports within 30 mi
24
Nearest airport
Lambert Airport (3 mi)
Nearest major airport
Southern Illinois Airport (MDH) (22 mi)
Hospitals nearby (~15 mi)
24
Hospitals include
HERRIN HOSPITAL, SSM HEALTH ST MARY'S HOSPITAL -CENTRALIA, GOOD SAMARITAN REGIONAL HLTH CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,980
Housing built before 1970
34.4%
Housing built 2000 or later
20.0%
Median annual property tax
$1,565
Mean commute to work
33 min
Households with broadband internet
24.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,085
Average weekly wage
$825
Top industries (by employment)
Accommodation & Food, Other Services, Finance & Insurance
Annual residential building permits (county)
20

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 62238?
$96,300.
What is the natural-hazard risk in ZIP 62238?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, earthquake, heatWave, strongWind, winterWeather.
What is the wildfire risk in ZIP 62238?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 62238?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 62238?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 62238?
Regional Price Parity: 100.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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