Skip to main content

Area data

Saint jacob, IL — ZIP 62281

Population: 3,059 (Census ACS)

The median home value in ZIP 62281 (Saint jacob, IL) is $365,457 — up 4.6% over the past year. Homes sell for a median $170,000 after a median 35 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, hail, heatwave the top-rated hazards. Cost of living is 2.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$365,457

Median home value

+4.6%

1-year change

35

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$365,457
1-year appreciation
+4.6%
3-year appreciation
+12.8%
5-year appreciation
+28.7%
10-year appreciation
+77.3%
All-time peak (2026-07)
$365,457
House Price Index (state)
325.3 (+6.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$170,000
Median list price
$195,000
Median price per sqft
$87
Median days on market
35 days
Homes sold (recent period)
2
For-sale inventory
5
Sale-to-list ratio
87.2%
1-year forecast
+1.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,210/mo
1BR fair-market rent
$1,260/mo
2BR fair-market rent
$1,540/mo
3BR fair-market rent
$1,980/mo
4BR fair-market rent
$2,290/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.3 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
1
High schools
0
Schools include
Triad Middle School, St Jacob Elem School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, hail, heatWave, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively High · iceStorm: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 7% of US counties
Buildings in wildfire direct-exposure zone
21.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Old American Zinc Plant (17.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
46.2 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
55
Days with Good air quality
113
Days with Moderate air quality
234
Days with Unhealthy air quality
2
Highest AQI recorded (year)
155

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
22,202
Jobs reachable by transit (45 min)
23,058

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Gateway Arch National Park (23 mi)
National parks include
Gateway Arch National Park, Ulysses S Grant National Historic Site, Ste. Geneviève National Historical Park
Airports within 30 mi
24
Nearest airport
Furfaro Restricted Landing Area (1 mi)
Nearest major airport
Scott AFB/Midamerica Airport (BLV) (12 mi)
Hospitals nearby (~15 mi)
6
Hospitals include
TOUCHETTE REGIONAL HOSPITAL INC, GATEWAY REGIONAL MEDICAL CENTER, ST JOSEPHS HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-118 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,002
Housing built before 1970
23.4%
Housing built 2000 or later
54.5%
Median annual property tax
$5,858
Mean commute to work
24 min
Households with broadband internet
80.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
89,215
Average weekly wage
$1,059
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
314

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 62281State medianUS median
Median home value$365,457$195,432$289,727
Median sale price$170,000$212,000$325,000
Median days on market35 days48 days51 days
Median annual property tax$5,858$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 62281?
$365,457.
What is the median sale price in ZIP 62281?
$170,000.
How long do homes take to sell in ZIP 62281?
Median days on market: 35 days.
What is typical rent in ZIP 62281?
2-bedroom fair-market rent: $1,540/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 62281?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, hail, heatWave, lightning, tornado.
Is ZIP 62281 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 62281?
Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 62281?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 62281?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 62281?
2 schools (1 elementary, 1 middle) (NCES, 2022-23).
Is ZIP 62281 walkable?
Walkability index: 7.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 62281?
Moderate. Median AQI: 55. (EPA AQI).
What is the cost of living in ZIP 62281?
Regional Price Parity: 97.3 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Saint jacob, IL?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents