Area data
Effingham, IL — ZIP 62401
Population: 19,273 (Census ACS)
The median home value in ZIP 62401 (Effingham, IL) is $237,548 — up 2.4% over the past year. Homes sell for a median $238,500 after a median 37 days on market. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, strongwind, winterweather the top-rated hazards. Cost of living is 2.7% below the US average (BEA, metro/state-level).
$237,548
Median home value
+2.4%
1-year change
37
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $237,548
- 1-year appreciation
- +2.4%
- 3-year appreciation
- +7.9%
- 5-year appreciation
- +25.0%
- 10-year appreciation
- +59.2%
- All-time peak (2026-07)
- $237,548
- House Price Index (state)
- 325.3 (+6.1% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $238,500
- Median list price
- $245,000
- Median price per sqft
- $125
- 1-year sale-price change
- -10.0%
- Median days on market
- 37 days
- Homes sold (recent period)
- 42
- For-sale inventory
- 67
- Sale-to-list ratio
- 96.6%
- Active listings
- 53
- 1-year forecast
- +2.0%
- Days to pending
- 59 days
- New listings (monthly)
- 22
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $780/mo
- 1BR fair-market rent
- $975/mo
- 2BR fair-market rent
- $1,220/mo
- 3BR fair-market rent
- $1,586/mo
- 4BR fair-market rent
- $1,830/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 97.3 (100 = US avg)
- Electricity rate (state-level)
- 17.7¢/kWh
- Natural gas rate (state-level)
- $11.30/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 9
- Elementary schools
- 3
- Middle schools
- 2
- High schools
- 2
- School districts serving the area
- Eastern IL Area of Spec Educ, Bnd/Chrstn/Effngh/Fytt/Mntgmr ROE, Effingham CUSD 40
- Schools include
- Fresh Start Treatment & Learning, Tristar Acad Safe Sch Program, Aspire Alternative High School, Effingham Junior High School, Effingham High School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- drought, strongWind, winterWeather
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 6% of US counties
- Buildings in wildfire direct-exposure zone
- 40.1%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 44
- Days with Good air quality
- 182
- Days with Moderate air quality
- 50
- Highest AQI recorded (year)
- 140
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 8.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 11,295
- Jobs reachable by transit (45 min)
- 7,526
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 11
- Nearest airport
- Effingham County Memorial Airport (4 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- ST ANTHONYS MEMORIAL HOSPITAL
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- EV charging stations (within 10 mi)
- 10
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -14 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,978
- Housing built before 1970
- 35.1%
- Housing built 2000 or later
- 17.9%
- Median annual property tax
- $3,188
- Mean commute to work
- 14 min
- Households with broadband internet
- 79.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 21,409
- Average weekly wage
- $958
- Top industries (by employment)
- Health Care, Accommodation & Food, Wholesale Trade
- Annual residential building permits (county)
- 30
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 62401 | State median | US median | |
|---|---|---|---|
| Median home value | $237,548 | $195,432 | $289,727 |
| Median sale price | $238,500 | $212,000 | $325,000 |
| Median days on market | 37 days | 48 days | 51 days |
| Median annual property tax | $3,188 | $2,696 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 62401?
- $237,548.
- What is the median sale price in ZIP 62401?
- $238,500.
- How long do homes take to sell in ZIP 62401?
- Median days on market: 37 days.
- What is typical rent in ZIP 62401?
- 2-bedroom fair-market rent: $1,220/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 62401?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, strongWind, winterWeather.
- Is ZIP 62401 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in ZIP 62401?
- Risk to homes is higher than 6% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 62401?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 62401?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 62401?
- 9 schools (3 elementary, 2 middle, 2 high) (NCES, 2022-23).
- Is ZIP 62401 walkable?
- Walkability index: 8.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 62401?
- Good. Median AQI: 44. (EPA AQI).
- What is the cost of living in ZIP 62401?
- Regional Price Parity: 97.3 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →