Skip to main content

Area data

Harrisburg, IL — ZIP 62946

Population: 11,256 (Census ACS)

The median home value in ZIP 62946 (Harrisburg, IL) is $95,442 — down 4.2% over the past year. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, coldwave, drought the top-rated hazards. Cost of living is 2.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$95,442

Median home value

-4.2%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$95,442
1-year appreciation
-4.2%
3-year appreciation
-4.3%
5-year appreciation
+12.1%
10-year appreciation
+2.4%
All-time peak (2024-05)
$104,696
House Price Index (state)
325.3 (+6.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
51
New listings (monthly)
19

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Average)
97.3 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
2
School districts serving the area
IDJJ Sch Dist 428, Harrisburg CUSD 3
Schools include
School District 428 IYC-HRB, Harrisburg High School, Harrisburg Middle School, East Side Intermediate School, West Side Primary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strongWind, coldWave, drought, earthquake, iceStorm
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 25% of US counties
Buildings in wildfire direct-exposure zone
47.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
68.0°F
Average low
47.0°F
Annual precipitation
53.3 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
8
Nearest airport
Harrisburg-Raleigh Airport (HSB) (6 mi)
Nearest major airport
Veterans Airport of Southern Illinois (MWA) (26 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
HARRISBURG MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-9 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,970
Housing built before 1970
50.0%
Housing built 2000 or later
16.8%
Median annual property tax
$1,808
Mean commute to work
19 min
Households with broadband internet
61.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,320
Average weekly wage
$856
Top industries (by employment)
Accommodation & Food, Finance & Insurance, Construction

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 62946State medianUS median
Median home value$95,442$195,432$289,727
Median annual property tax$1,808$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 62946?
$95,442.
What is the natural-hazard risk in ZIP 62946?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, coldWave, drought, earthquake, iceStorm.
What is the wildfire risk in ZIP 62946?
Risk to homes is higher than 25% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 62946?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 62946?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 62946?
5 schools (2 elementary, 1 middle, 2 high) (NCES, 2022-23).
What is the cost of living in ZIP 62946?
Regional Price Parity: 97.3 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Harrisburg, IL?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents