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Area data

Fredericktown, MO — ZIP 63645

Population: 11,554 (Census ACS)

The median home value in ZIP 63645 (Fredericktown, MO) is $175,225 — up 4.8% over the past year. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, heatwave, strongwind the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$175,225

Median home value

+4.8%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$175,225
1-year appreciation
+4.8%
3-year appreciation
+13.8%
5-year appreciation
+31.7%
10-year appreciation
+88.7%
All-time peak (2026-07)
$175,225
House Price Index (state)
403.5 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
60
New listings (monthly)
14

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Schools include
FREDERICKTOWN ELEM., FREDERICKTOWN HIGH, KELLY A BURLISON MIDDLE SCHOOL, FREDERICKTOWN INTERMEDIATE

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, heatWave, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 47% of US counties
Buildings in wildfire direct-exposure zone
76.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Madison County Mines (5.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
54.9 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
2
Nearest national park
Ste. Geneviève National Historical Park (37 mi)
National parks include
Ste. Geneviève National Historical Park, Ozark National Scenic Riverways
Airports within 30 mi
10
Nearest airport
Smith Airfield (8 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
MADISON MEDICAL CENTER
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+57 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,978
Housing built before 1970
37.8%
Housing built 2000 or later
17.9%
Median annual property tax
$1,138
Mean commute to work
21 min
Households with broadband internet
46.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,731
Average weekly wage
$727
Top industries (by employment)
Health Care, Construction, Other Services

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 63645State medianUS median
Median home value$175,225$244,663$289,727
Median annual property tax$1,138$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 63645?
$175,225.
What is the natural-hazard risk in ZIP 63645?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, heatWave, strongWind.
What is the wildfire risk in ZIP 63645?
Risk to homes is higher than 47% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 63645?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 63645?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 63645?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 63645?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents