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Area data

Bernie, MO — ZIP 63822

Population: 2,724 (Census ACS)

The median home value in ZIP 63822 (Bernie, MO) is $111,401 — up 8.5% over the past year. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, coldwave, drought the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$111,401

Median home value

+8.5%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$111,401
1-year appreciation
+8.5%
3-year appreciation
+5.8%
5-year appreciation
+17.2%
10-year appreciation
+45.6%
All-time peak (2026-06)
$111,420
House Price Index (state)
403.5 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
16
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
BERNIE ELEM., BERNIE HIGH

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, coldWave, drought, earthquake, heatWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively High
Wildfire risk to homes (county)
Higher than 17% of US counties
Buildings in wildfire direct-exposure zone
48.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Bee Cee Manufacturing Co. (4.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
54.1 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
79
Days with Moderate air quality
31
Highest AQI recorded (year)
98

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Trail Of Tears National Historic Trail (46 mi)
Airports within 30 mi
26
Nearest airport
Bernie Airport (1 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+80 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
46.4%
Housing built 2000 or later
13.2%
Median annual property tax
$718
Mean commute to work
21 min
Households with broadband internet
55.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
8,907
Average weekly wage
$868
Top industries (by employment)
Accommodation & Food, Construction, Wholesale Trade
Annual residential building permits (county)
8

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 63822State medianUS median
Median home value$111,401$244,663$289,727
Median annual property tax$718$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 63822?
$111,401.
What is the natural-hazard risk in ZIP 63822?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, drought, earthquake, heatWave.
What is the wildfire risk in ZIP 63822?
Risk to homes is higher than 17% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 63822?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 63822?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Bee Cee Manufacturing Co., 4.7 mi.
How many schools serve ZIP 63822?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the air quality in ZIP 63822?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in ZIP 63822?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents