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Area data

Harviell, MO — ZIP 63945

Population: 928 (Census ACS)

The typical home value in ZIP 63945 (Harviell, MO) is $188,533 — up 11.4% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with ice storm, earthquake, heat wave the top-rated hazards. Cost of living is 9.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$188,533

Typical home value

+11.4%

1-year change

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$188,533
1-year appreciation
+11.4%
3-year appreciation
+20.5%
5-year appreciation
+39.2%
Peak value since 2000 (Sep 2026)
$188,533
House Price Index (state)
416.7 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$88,990
Active listings
4
1-year forecast
+3.0%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$710/mo
1BR fair-market rent
$735/mo
2BR fair-market rent
$962/mo
3BR fair-market rent
$1,259/mo
4BR fair-market rent
$1,264/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.8 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
9.4 : 1
Schools include
HILLVIEW ELEM.

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
ice storm, earthquake, heat wave, inland flooding, lightning
Notable hazard ratings (county)
ice storm: Relatively High · tornado: Relatively Moderate · heat wave: Relatively Moderate · lightning: Relatively Moderate · earthquake: Relatively Moderate · strong wind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 38% of US counties
Buildings in wildfire direct-exposure zone
63.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Bee Cee Manufacturing Co. (24.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
60.0°F
Average high
69.0°F
Average low
50.0°F
Annual precipitation
49.5 in
Annual snowfall
4.6 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Ozark National Scenic Riverways (56 mi)
Airports within 30 mi
29
Nearest airport
Hall Aviation Airport (3 mi)
Nearest major airport
Cape Girardeau Regional Airport (CGI) (58 mi)
Hospitals in or near this ZIP
6
Hospitals include
ST BERNARDS FIVE RIVERS MEDICAL CENTER, PIGGOTT COMMUNITY HOSPITAL, PEMISCOT COUNTY MEMORIAL HOSPITAL
Avg hospital rating (CMS)
2.3 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+36 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1989
Housing built before 1970
12.1%
Housing built 2000 or later
14.2%
Median annual property tax
$1,155
Households with broadband internet
20.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
14,483
Average weekly wage
$889
Top industries (by employment)
Accommodation & Food, Finance & Insurance, Administrative Services
Annual residential building permits (county)
45

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 63945State medianUS median
Typical home value$188,533$241,333$285,053
Median annual property tax$1,155$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 63945?
$188,533.
What is typical rent in ZIP 63945?
2-bedroom fair-market rent: $962/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 63945?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: ice storm, earthquake, heat wave, inland flooding, lightning.
What is the wildfire risk in ZIP 63945?
Risk to homes is higher than 38% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 63945?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 63945?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 63945?
1 schools (1 elementary) (NCES, 2024-25).
What is the cost of living in ZIP 63945?
Regional Price Parity: 90.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents