Area data
Holt, MO — ZIP 64048
Population: 4,387 (Census ACS)
The median home value in ZIP 64048 (Holt, MO) is $407,998 — up 6.9% over the past year. Homes sell for a median $512,000 after a median 21 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, hail, heatwave the top-rated hazards. Cost of living is 10.0% below the US average (BEA, metro/state-level).
$407,998
Median home value
+6.9%
1-year change
21
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $407,998
- 1-year appreciation
- +6.9%
- 3-year appreciation
- +15.7%
- 5-year appreciation
- +33.6%
- 10-year appreciation
- +116.0%
- All-time peak (2026-07)
- $407,998
- House Price Index (state)
- 403.5 (+4.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $512,000
- Median list price
- $495,000
- Median price per sqft
- $185
- 1-year sale-price change
- +65.2%
- Median days on market
- 21 days
- Homes sold (recent period)
- 5
- For-sale inventory
- 17
- 1-year forecast
- +2.8%
- New listings (monthly)
- 4
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $930/mo
- 1BR fair-market rent
- $1,010/mo
- 2BR fair-market rent
- $1,150/mo
- 3BR fair-market rent
- $1,500/mo
- 4BR fair-market rent
- $1,780/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.0 (100 = US avg)
- Electricity rate (state-level)
- 13.5¢/kWh
- Natural gas rate (state-level)
- $14.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- coldWave, hail, heatWave, tornado, iceStorm
- Notable hazard ratings (county)
- coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively High · iceStorm: Relatively Moderate
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 48% of US counties
- Buildings in wildfire direct-exposure zone
- 29.1%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Lee Chemical (16.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 53.0°F
- Average high
- 64.0°F
- Average low
- 43.0°F
- Annual precipitation
- 42.6 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 43
- Days with Good air quality
- 228
- Days with Moderate air quality
- 105
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 153
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 15,512
- Jobs reachable by transit (45 min)
- 16,090
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Harry S Truman National Historic Site (36 mi)
- Airports within 30 mi
- 38
- Nearest airport
- Peterson Farm Airport (3 mi)
- Nearest major airport
- Kansas City International Airport (MCI) (21 mi)
- Hospitals nearby (~15 mi)
- 3
- Hospitals include
- SAINT LUKES NORTH HOSPITAL, LIBERTY HOSPITAL, EXCELSIOR SPRINGS HOSPITAL
- Avg hospital rating (CMS)
- 4.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +519 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,982
- Housing built before 1970
- 19.5%
- Housing built 2000 or later
- 14.8%
- Median annual property tax
- $2,682
- Mean commute to work
- 26 min
- Households with broadband internet
- 48.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 93,988
- Average weekly wage
- $1,186
- Top industries (by employment)
- Accommodation & Food, Health Care, Administrative Services
- Annual residential building permits (county)
- 314
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 64048 | State median | US median | |
|---|---|---|---|
| Median home value | $407,998 | $244,663 | $289,727 |
| Median sale price | $512,000 | $249,900 | $325,000 |
| Median days on market | 21 days | 40 days | 51 days |
| Median annual property tax | $2,682 | $1,136 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 64048?
- $407,998.
- What is the median sale price in ZIP 64048?
- $512,000.
- How long do homes take to sell in ZIP 64048?
- Median days on market: 21 days.
- What is typical rent in ZIP 64048?
- 2-bedroom fair-market rent: $1,150/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 64048?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, hail, heatWave, tornado, iceStorm.
- Is ZIP 64048 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in ZIP 64048?
- Risk to homes is higher than 48% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 64048?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 64048?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 64048 walkable?
- Walkability index: 5.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 64048?
- Good. Median AQI: 43. (EPA AQI).
- What is the cost of living in ZIP 64048?
- Regional Price Parity: 90.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →