Area data
Saint joseph, MO — ZIP 64503
Population: 11,954 (Census ACS)
The median home value in ZIP 64503 (Saint joseph, MO) is $178,863 — up 6.3% over the past year. Homes sell for a median $181,000 after a median 16 days on market. Typical rent runs $1,073/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, coldwave, drought the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).
$178,863
Median home value
+6.3%
1-year change
16
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $178,863
- 1-year appreciation
- +6.3%
- 3-year appreciation
- +20.2%
- 5-year appreciation
- +33.4%
- 10-year appreciation
- +84.3%
- All-time peak (2026-05)
- $180,653
- House Price Index (state)
- 403.5 (+4.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $181,000
- Median list price
- $184,900
- Median price per sqft
- $123
- 1-year sale-price change
- -1.4%
- Median days on market
- 16 days
- Homes sold (recent period)
- 30
- For-sale inventory
- 52
- Sale-to-list ratio
- 97.2%
- Active listings
- 36
- 1-year forecast
- +1.8%
- New listings (monthly)
- 22
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,073/mo
- Studio fair-market rent
- $660/mo
- 1BR fair-market rent
- $825/mo
- 2BR fair-market rent
- $1,028/mo
- 3BR fair-market rent
- $1,337/mo
- 4BR fair-market rent
- $1,543/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.5¢/kWh
- Natural gas rate (state-level)
- $14.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 0
- Schools include
- PICKETT ELEM., SKAITH ELEM., SPRING GARDEN MIDDLE
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- strongWind, coldWave, drought, hail, heatWave
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 45% of US counties
- Buildings in wildfire direct-exposure zone
- 32.7%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 35.8 in
- Annual snowfall
- 16.9 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 48
- Days with Good air quality
- 196
- Days with Moderate air quality
- 165
- Highest AQI recorded (year)
- 129
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 6.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 3,517
- Jobs reachable by transit (45 min)
- 3,681
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Harry S Truman National Historic Site (59 mi)
- Airports within 30 mi
- 24
- Nearest airport
- Rosecrans Memorial Airport (STJ) (4 mi)
- Nearest major airport
- Rosecrans Memorial Airport (STJ) (4 mi)
- Hospitals nearby (~15 mi)
- 2
- Hospitals include
- AMBERWELL ATCHISON ASSOCIATION, MOSAIC LIFE CARE AT ST JOSEPH
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -244 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,966
- Housing built before 1970
- 58.3%
- Housing built 2000 or later
- 10.6%
- Median annual property tax
- $1,022
- Mean commute to work
- 16 min
- Households with broadband internet
- 66.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 39,885
- Average weekly wage
- $1,112
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 32
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 64503 | State median | US median | |
|---|---|---|---|
| Median home value | $178,863 | $244,663 | $289,727 |
| Median sale price | $181,000 | $249,900 | $325,000 |
| Median days on market | 16 days | 40 days | 51 days |
| Typical rent | $1,073/mo | $1,417/mo | $1,808/mo |
| Median annual property tax | $1,022 | $1,136 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 64503?
- $178,863.
- What is the median sale price in ZIP 64503?
- $181,000.
- How long do homes take to sell in ZIP 64503?
- Median days on market: 16 days.
- What is typical rent in ZIP 64503?
- Typical rent: $1,073/month.
- What is the natural-hazard risk in ZIP 64503?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, coldWave, drought, hail, heatWave.
- Is ZIP 64503 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in ZIP 64503?
- Risk to homes is higher than 45% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 64503?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 64503?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 64503?
- 3 schools (2 elementary, 1 middle) (NCES, 2022-23).
- Is ZIP 64503 walkable?
- Walkability index: 6.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 64503?
- Good. Median AQI: 48. (EPA AQI).
- What is the cost of living in ZIP 64503?
- Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →