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Area data

Westphalia, MO — ZIP 65085

Population: 1,193 (Census ACS)

The median home value in ZIP 65085 (Westphalia, MO) is $277,683 — up 0.5% over the past year. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with heatwave, icestorm the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$277,683

Median home value

+0.5%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$277,683
1-year appreciation
+0.5%
All-time peak (2026-02)
$277,683
House Price Index (state)
403.5 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

1-year forecast
+1.3%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
0
High schools
1
Schools include
FATIMA HIGH, FATIMA ELEM., OSAGE CO. R-III PRESCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
heatWave, iceStorm
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 46% of US counties
Buildings in wildfire direct-exposure zone
90.1%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Vienna Wells (16 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
66.0°F
Average low
45.0°F
Annual precipitation
44.5 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
15
Nearest airport
State Technical College of Missouri Airport (13 mi)
Nearest major airport
Columbia Regional Airport (COU) (30 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-77 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,973
Housing built before 1970
44.7%
Housing built 2000 or later
24.9%
Median annual property tax
$1,230
Mean commute to work
20 min
Households with broadband internet
39.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,402
Average weekly wage
$940
Top industries (by employment)
Construction, Health Care, Finance & Insurance

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 65085State medianUS median
Median home value$277,683$244,663$289,727
Median annual property tax$1,230$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 65085?
$277,683.
What is the natural-hazard risk in ZIP 65085?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: heatWave, iceStorm.
What is the wildfire risk in ZIP 65085?
Risk to homes is higher than 46% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 65085?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 65085?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 65085?
3 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 65085?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents