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Area data

Emma, MO — ZIP 65327

Population: 284 (Census ACS)

The median home value in ZIP 65327 (Emma, MO) is $146,900. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, drought, icestorm the top-rated hazards. Cost of living is 9.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$146,900

Median home value

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$146,900
House Price Index (state)
403.5 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$810/mo
1BR fair-market rent
$900/mo
2BR fair-market rent
$1,030/mo
3BR fair-market rent
$1,350/mo
4BR fair-market rent
$1,570/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.8 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, drought, iceStorm, strongWind, tornado
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 32% of US counties
Buildings in wildfire direct-exposure zone
52.0%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.3°F
Average high
65.0°F
Average low
43.7°F
Annual precipitation
40.6 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Harry S Truman National Historic Site (55 mi)
Airports within 30 mi
15
Nearest airport
Higginsville Industrial Municipal Airport (12 mi)
Nearest major airport
Whiteman Air Force Base (SZL) (17 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
BOTHWELL REGIONAL HEALTH CENTER, WESTERN MISSOURI MEDICAL CENTER, FITZGIBBON HOSPITAL
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
8
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,948
Housing built before 1970
71.1%
Housing built 2000 or later
9.6%
Median annual property tax
$664
Households with broadband internet
72.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,632
Average weekly wage
$816
Top industries (by employment)
Accommodation & Food, Construction, Professional Services
Annual residential building permits (county)
24

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 65327?
$146,900.
What is typical rent in ZIP 65327?
2-bedroom fair-market rent: $1,030/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 65327?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, drought, iceStorm, strongWind, tornado.
What is the wildfire risk in ZIP 65327?
Risk to homes is higher than 32% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 65327?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 65327?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 65327?
Regional Price Parity: 90.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents